My First Visit to Costco Saved Me $250
Image source: Upsplash/The Motley Fool If someone said you could earn $250 by spending $130, would you do it? What about by spending $65? And what if that was a once-yearly fee, but the savings were unlimited? That’s the situation I found myself in last week after signing up for a Costco membership. I knew […]
3 Lies You’ve Been Told About Boosting Your Credit Score
Image source: Getty Images As of 2023, the average U.S. credit score was 715, says Experian, one of the three credit bureaus. That score is considered good, but not great. With a credit score of 715, you might get a car loan or mortgage when you apply. But you won’t necessarily get the best rate […]
Should You Join Costco Before the Holidays?
Image source: Getty Images Even though many of us are still enjoying the fall leaves and weather, the winter holidays will be here before we know it. So at this point, it’s time to start strategizing about ways to keep more cash in your savings account while making your holiday purchases. And one option you […]
It Costs Up to $130 to Join Costco. Here’s How to Get Your Membership for Free
Image source: Getty Images Costco is different from other stores in that you can’t just walk in on a whim to do some shopping. Rather, you have to sign up for a membership to get access to Costco stores. And while you can technically shop on Costco.com without a membership, some items on the site […]
3 Tips for Choosing a New Medicare Part D Plan During Open Enrollment
Medicare’s open enrollment period takes place every fall. It begins on Oct. 15 and lasts until Dec. 7. During this time, current enrollees can make changes to their prescription drug coverage. And doing so could result in nice savings for the coming year. It’s especially important to try to lower your medication costs if you’ve […]
How a High Credit Score Can Help You Save Thousands
Image source: Upsplash/The Motley Fool Your credit score is a rating of how likely you are to repay money you borrow. If you have a high score, you’re considered to be a low risk as a borrower. Anything above 700 is fairly high — the most widely used scoring systems range from 300 to 850. […]
Want to Be a 401(k) Millionaire? 5 Tips All Americans Should Know
There are more 401(k) millionaires in the U.S. than ever before. Fidelity Investments performs a quarterly analysis of retirement savings. Its most recent report revealed a record-high 497,000 individuals have 401(k) balances of at least $1 million. Do you want to join the club? Here are five tips all Americans should know to become a […]
5 Secrets to a Bigger Social Security Check
Social Security is the backbone of many Americans’ retirement budgets. The government program accounts for at least 50% of household income for about half of people aged 65 and older, according to data reviewed by the Social Security Administration. So, getting a bigger Social Security check can have a massive impact on the quality of […]
Prep for Winter Weather With These 5 Costco Deals
Image source: Getty Images Winter is quickly approaching. It may only be October, but now is the perfect time to shop the best deals on winter essentials before the cold weather arrives. If you’re a Costco member, you can save money when buying winter gear at your local club or Costco.com. Here are a few […]
2 Reasons People With High Credit Scores Have Multiple Credit Cards
Image source: Upsplash/The Motley Fool I came across some surprising information about people with perfect credit scores the other day: They have more credit cards than the average person. Consumers with a perfect FICO® Score of 850 have an average of about six credit cards, compared to the average consumer with four cards. While it […]
