Do Elections Affect the Housing Market? Here’s What Experts Say

Image source: Upsplash/The Motley Fool Whether you’ve bought and sold many properties or are a first-time home buyer looking for a mortgage, you may wonder how the upcoming election will affect the housing market. To learn the answer to that question, we’ve turned to the experts. While it’s true that elections have consequences, some appear […]

I’m Over 40 and This Is My Biggest Financial Regret

Image source: Getty Images Not many people get through their life without having some financial regrets. Maybe it’s a car you bought that was too expensive, a money pit home renovation, or spending too much on a family vacation that wasn’t worth the cost. But while many financial regrets have to do with spending money, […]

How a High Credit Score Could Save You $11,000+ on a Used Car

Image source: Getty Images A lot of experts will recommend buying a late-model used car over buying new. The main reason for this is that you don’t spend the first several years just paying for the car’s depreciation. They’re also generally much more affordable. However, this isn’t the era of $1,000 beater cars anymore. According […]

Costco Executive vs. Sam’s Club Plus: Which Is the Better Deal?

Image source: Getty Images Picking a favorite wholesale club is one of those adult rites of passage that you don’t realize exists until you reach it. Are you going to be a Costco household or a Sam’s Club one? Both offer similar products and services — and enthusiastic fanbases. And a lot of those fans […]

How I Got Denied a Credit Card Even With an 800+ Credit Score

Image source: Getty Images Over the years, I’ve nurtured some pretty naive convictions. For example, it turns out that you can’t catch a cold just from being cold, that if you swallow gum it doesn’t stay in your stomach for seven years, and that coffee doesn’t stunt your growth (nope — it’s just the Sicilian […]

How Long Does $1 Million Last After You Turn 50?

Image source: Getty Images If you’re 50 and sitting on a million-dollar nest egg, congratulations! It can take decades of saving and investing in a brokerage account to reach that point. As to how long it will last, there are a lot of factors to consider, including your location, lifestyle, and the overall economy. Knowing […]

Repair Your Credit Without Spending a Dime

Image source: Getty Images Repairing your credit can feel overwhelming, but you can take control of your credit score without spending any money. Sometimes it requires getting a loan to pay off high-interest debt (we list our favorite hardship loans here), while in other cases, it may simply be a matter of getting black marks […]

First-Time Homebuyers: 3 Proven Ways to Save for a Down Payment Faster

Image source: Getty Images Saving for a down payment can be one of the biggest challenges to homeownership, especially for young people. With rising costs, family expenses, and numerous financial commitments, setting aside enough cash can be overwhelming. But with some creative thinking and smart financial moves, you can speed up the process and get […]