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Costco is known for its competitive prices. And that also extends to apparel.

For example, right now, Costco is selling a Kirkland women’s fleece zip-up jacket for $21.99 online. And since Costco’s prices tend to be higher online than in stores, you might save even more money by buying this item at a local Costco warehouse. Meanwhile, an Amazon Essentials women’s fleece zip-up jacket might cost you $28.50 unless you happen to catch a sale.

But saving money on the cost of apparel isn’t the only reason to buy winter clothing at Costco. Here are a few other reasons to stock up.

1. You can make returns at any time

Buying clothing can be a tricky thing — especially if you have kids who are in between sizes. The great thing about buying clothing at Costco is that you can return it any time for a refund.

Say you decide to buy a winter coat for your 8-year-old at Costco, only they’re between a size small and medium. You might buy the medium thinking they’ll grow into the coat at some point during the season, and they’ll wear their coat from last year until they do.

Well, if your child never ends up needing that medium-sized coat, you can return it for a refund in the spring, summer, or even next winter if you so choose. It doesn’t get more flexible than that.

2. You can earn serious cash back

Costco members can earn cash back on winter apparel in a couple of ways. First, if you buy the store’s Executive membership for $130 a year (as opposed to $65 for a Gold Star membership), you’ll earn 2% cash back on your purchases.

And even without the Executive membership, you can earn cash back on your Costco purchases by being strategic with the credit card you use to shop there. Check out this list of the best credit cards for Costco so you can maximize your rewards.

3. You can save yourself a world of time

If you’re a busy person, you may only have so much time to shop for clothing in addition to buying groceries and essential household products. Another benefit of buying winter clothing at Costco is getting to tackle two errands in a single trip.

Plus, if you’re buying clothing for your kids, or for a partner who can’t make it to the store with you, you run the risk of items not fitting properly. In that case, it’s a lot easier to return clothing to Costco if you go there several times a month, as opposed to having to make a separate trip back to a clothing store to get your money back.

And remember — another retailer might only give you 30 days to return clothing. At Costco, there’s no time crunch, which takes the pressure off.

Clearly, it pays to buy winter clothing at Costco if you’re able to find items that meet your needs. And remember, if your local store only has a limited selection of products and sizes, look online. You may find a much wider range of inventory that helps you complete your shopping list.

Top credit card to use at Costco (and everywhere else!)

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Add on the competitive 0% interest period and it’s no wonder we awarded this card Best No Annual Fee Credit Card.

Click here to read our full review for free and apply before the $200 welcome bonus offer ends!

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Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.Maurie Backman has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Costco Wholesale. The Motley Fool has a disclosure policy.