4 Underrated Credit Card Perks That Save You Money
Image source: The Motley Fool/Getty Images The best credit cards offer some pretty sweet benefits. Not only are they a secure way to pay for purchases, but many offer the chance to earn cash back or other rewards on your spending. And some offer credits for subscription services, travel purchases, or airport lounge access when […]
These 5 Sam’s Club Deals Are Too Good to Miss This Football Season
Image source: Getty Images I don’t know about you, but fall is my favorite time of year. There are few things better than hot chocolate mornings, warm sweaters, and that eternal hope that “this year is the year” for our favorite football team. Sam’s Club has you covered this football season. If you have your […]
Here’s How Much of a Down Payment You Need to Buy a House
Image source: Getty Images For many people eager to buy a house, there’s one big obstacle standing in their way. It’s not their ability to afford a mortgage, nor the challenges of finding a house when inventory is low. Instead, the problem boils down to this: an inability to save up a down payment. Research […]
One Little-Known Costco Perk That Most Members Should Use ASAP
Image source: Getty Images When you think “Costco,” you probably imagine aisle upon aisle of bulk discount groceries and supplies, and maybe the smell of the in-store food court. So the idea of maximizing your Costco membership by getting your annual flu shot is probably far from your mind. (And, given the sheer size of […]
4 Reasons I Finally Gave In and Joined Costco
Image source: Getty Images I’m a first-time Costco member. Previously, I never felt it was necessary to join a warehouse club. I’ve been able to get all the essentials I need while shopping deals at retailers like Target. However, I made a change a few weeks ago and joined Costco for the first time. Here’s […]
5 Tips New Credit Card Users Absolutely Have to Know
Image source: The Motley Fool/Getty Images Credit cards are a convenient payment method that can help you build credit. But they should be used with care to maintain good financial health. If you’re considering applying for your first card or are a credit card newbie, you can benefit from reviewing some best practices. Doing this […]
This Is the Best Financial Move You Can Make as a Woman
Image source: Getty Images Women are at a disadvantage when it comes to our financial literacy. The 2020 TIAA Institute-GFLEC Personal Finance Index found that 49% of women surveyed answered questions about personal finance correctly, compared to 56% of men. We especially struggle with comprehending risk and uncertainty, and so much of money management (especially […]
Here’s Exactly How I Plan to Spend My Social Security Checks in Retirement
My goal is to rely on my future Social Security checks as little as possible. Hopefully, I can use the income to pad my travel budget, pursue hobbies, or give to causes I care about. Realistically, though, I’ll probably depend on Social Security for at least some of my income. And so, I plan to […]
4 Reasons You Should Buy Discounted Gift Cards at Costco
Image source: Getty Images You can buy groceries and household essentials at a discount at Costco. But other purchases can save you money, too. Did you know you can save money when buying gift cards for your favorite brands? Costco sells physical and digital gift cards at cheaper prices. Let me explain why you may […]
Here’s What Happens When You Keep a Credit Card Open for Over 15 Years
Image source: Getty Images The conventional wisdom on credit cards is that it’s good to keep them open for a long time. If you’ve picked out one of the top credit cards for yourself, then you’ll probably want to use it for as long as possible. You may have also heard that this has a […]
