Image source: Getty Images Debit cards deserve a place in everyone’s wallet. They allow easy access to cash, help you stick to a budget, and

Image source: Getty Images Nobody needs a perfect credit score. In fact, there’s no real benefit to having a FICO® Score above 760 or so

One of the most valuable perks of a 401(k) is its high contribution limits. In 2025, adults under 50 can contribute up to $23,500 to

Social Security is best known for providing retirement income to tens of millions of retired workers, but there’s a lot more to the program. One

The age at which you decide to claim Social Security retirement benefits can have a huge impact on the size of your monthly check. Those

A decade seems like a long time. However, as many people realize, time goes quickly. With retirement planning, it’s always good to give yourself time

Image source: Getty Images Having a high credit score isn’t just about bragging rights or the obvious ways it can save you money. Looking for

Individual retirement accounts (IRAs) are one of the best financial tools available to U.S. investors. Not only do they allow you to set aside money

When we talk about retirement accounts, IRAs sometimes get overshadowed by workplace plans, like 401(k)s, that have higher contribution limits and employer matches. But IRAs

We’re just days away from a second Trump administration entering the White House, and like all political transitions, we can expect changes once he takes

Many retirement savers choose to take advantage of retirement plans like a 401(k) or IRA while they’re working. The big benefit is that you get

Are you a retiree already collecting Social Security benefits? Maybe you’re about to become one? Whatever the case, even though the program’s monthly payments aren’t

Social Security is a big deal, delivering retirement benefits to more than 50 million retirees annually along with disability and survivor benefits to millions more.

On Jan. 5, President Joe Biden signed into law the Social Security Fairness Act. That means nearly 3 million public-sector workers with government pensions will

Markets reacted strongly to the reelection of Donald Trump. In the week that followed Nov. 5, the S&P 500 was up about 3.7%. While the

Say what you will about President-elect Donald Trump, but I think we can all agree he’s richer than most of us could ever dream of

Social Security is designed to supplement your personal retirement savings, but for many, it represents the majority of their household income in old age. The

One thing is certain about the IRS: It is going to collect taxes. Retirement accounts like 401(k)s and traditional IRAs allow you to take a

“Good things come to those who wait.” You’ve undoubtedly heard that adage many times. It’s often true. And the old saying definitely applies to anyone

For tens of millions of retired Americans, Social Security provides an indispensable source of income. Although the average monthly retired-worker check in 2025 is a