Wells Fargo’s credit card rewards system is known for its simplicity — and as a Wells Fargo Active Cash® Card (rates and fees) holder myself,

Key Points A lot of people fear running out of money in retirement. Healthcare costs are also a big concern. My big worry stems from

Key Points Aligning your retirement visions as a couple requires honest conversations about everyday lifestyle preferences, not just finances. The 80% rule offers couples a

Key Points Early retirement doesn’t always work out. There can be benefits to re-entering the workforce, like saving money on healthcare. It may be the

Key Points Social Security is at risk of having to cut benefits in less than a decade. There’s a good chance lawmakers will do what

Key Points Investing in a 401(k) is an incredibly powerful way to save for retirement. While everyone’s savings goals are different, it can be helpful

Key Points Retirees are eligible for Social Security at age 62, but the age at which benefits start has a profound impact on the amount

Key Points There are plenty of good ideas to boost your 401(k) account over time. Probably the best idea, though, is to maximize your 401(k)

Key Points Some people have a difficult time bearing the risk of a stock portfolio. If you invest too conservatively for retirement, you risk a

Key Points The 2026 annual cost-of-living adjustment (COLA) could come in light again based on recent data. As inflation has slowed, COLAs have come down

Key Points Just about anyone who earns even a modest amount qualifies for Social Security. This means that some — but not all — billionaires

People who really understand the credit card and banking industry rarely pay high interest on their debt. They know how to protect their money and

Key Points Filing for Social Security at 62 will typically result in a reduced monthly benefit for life. There are some scenarios where claiming benefits

My friend Lauren is one of the most responsible people I know. She budgets and avoids flashy spending. But last year, a string of bad

Key Points President Trump promised to end taxes on Social Security and the White House says the One, Big, Beautiful Bill makes good on that

Key Points Social Security’s Trustees just delivered some bad news about the state of the program’s finances. Benefit cuts may be closer than previously anticipated.

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Key Points President Trump’s bill won’t eliminate federal taxes on Social Security benefits. However, a new deduction for seniors should reduce the federal taxes on

Key Points If lawmakers don’t intervene, Social Security could be looking at benefit cuts within the next decade. If you’re retired, it pays to immediately