Don’t Live Near a Costco? Here Are 3 Great Alternatives
Image source: Getty Images Having a Costco membership is a great way to save money on groceries and other household products. The discount warehouse club’s low prices, cheap gas, and other perks like low prescription drug prices can help anyone keep to a strict budget. But what if you don’t live near a Costco? My […]
I Don’t Want to Retire. Here’s Why I’m Saving to Do So Anyway.
I was talking to a friend recently who’s in his early 50s, and at this point, he’s starting to count down the months until he can kick off retirement. To his credit, he’s saved well and endured a pretty tough work schedule for many years to build up a nice nest egg. So he feels […]
The Average American Spends Over $500 Online Each Month. How Do You Compare?
Image source: Getty Images Online shopping can be a fantastic way to save time and money. It’s convenient. Shipping is often free. And, you can use cash back apps and price comparison tools to find the best bargains. Sadly, the flip side to that convenience is that it’s extremely easy to overspend and lose track […]
Here’s Why I Didn’t Order My Contacts From Costco — but Plan to Next Time
Image source: Upsplash/The Motley Fool I’m a new Costco member, and so far, I’ve enjoyed using my membership benefits to save money on everyday essentials. Getting a discount when shopping for groceries and household goods can help you keep more money in your checking account. Costco can also help you save money on personal care […]
6 Things to Do Before You Inherit Your Parents’ House
Image source: Getty Images Most of us don’t want to think about what will happen when our parents pass. However, as with most personal finance issues, it’s better to make plans before the situation occurs so you can prepare. For example, what if they have a mortgage loan? Who gets the home? Who is responsible […]
This One Source of Passive Income Can Earn You an Average of $1,167 Per Month, Research Shows
Image source: The Motley Fool/Upsplash Passive income might sound like the dream — earning money without trading your time and energy for it. And in today’s economy, we’re all looking for ways to add more cash to our budgets. But the idea of “passive income” often feels just out of reach for busy moms, especially […]
3 Things to Do Before the Federal Reserve Cuts Rates Again
Image source: The Motley Fool/Upsplash Every time the Federal Reserve gathers to change the federal funds rate, there are real ripple effects — good and bad — for your budget and finances. The federal funds rate dropped by half a percentage point, and projections show that the rate is likely to decrease more in the […]
The 3 Top Places to Put Your Retirement Savings for the Rest of 2024
There are only three months left of 2024, so now’s the perfect time to start thinking about making some retirement contributions before you get caught up in the holiday shopping season. If you’ve already been setting aside money this year, that’s great. If not, you can still make a substantial contribution to your future over […]
3 Big Social Security Changes Are Coming in 2025. Here’s What Retirees Must Know.
More than 51 million retired workers received a Social Security check in August 2024, and most depend on those monthly benefits to make ends meet. Indeed, nearly 90% of retired workers view Social Security as an important source of income, according to Gallup. Knowledge gaps concerning Social Security can lead to financial mistakes and lost […]
Social Security’s Big 2025 COLA Announcement Is Just 10 Days Away. Here’s What to Expect.
If you’re among the millions of Americans who rely on Social Security to make ends meet, then you may be eager to find out what your 2025 cost-of-living adjustment (COLA) will amount to. At the start of 2024, Social Security recipients saw their benefits rise by 3.2%. And you may be wondering if you can […]
