Top 3 Habits of People With Perfect Credit Scores
Image source: Getty Images Perfect credit is a rare feat. Under the widely used FICO® Score system, 850 is a perfect score. Only 1.54% of Americans have achieved this, according to Experian. While you don’t need absolutely perfect credit, a high score is good to have. It can help you get approved for the best […]
10 Member’s Mark Products Every Sam’s Club Member Should Try
Image source: Getty Images Sam’s Club can be good for your budget in a lot of ways, from the bulk bargains to the 2% Sam’s Cash bonus for Plus members. But you’re not taking full advantage of your membership if you haven’t tried out Sam’s Club’s house brand, Member’s Mark. This isn’t a typical low-quality […]
Never Make These 3 Purchases With Your Credit Card
Image source: The Motley Fool/Getty Images Credit cards can be useful in a pinch, but their high interest rates and easy availability make them a dangerous option for some people. For Americans with credit card debt, the average amount is now $6,065, and balances can quickly balloon, considering that the average credit card annual percentage […]
3 Medicare Open Enrollment Mistakes That Could Hurt Your Retirement Finances
October is an important month for seniors since that’s when Medicare’s annual open enrollment period kicks off. That period spans more than seven weeks, beginning Oct. 15 and lasting through Dec. 7. During open enrollment, Medicare participants have the opportunity to make changes to their coverage. And in some cases, switching plans could lead to […]
Kamala Harris Has an Opportunity to Do Something Only 2% of Social Security Beneficiaries Have Managed
In August, more than 68 million beneficiaries took home a check from America’s top retirement program, Social Security — and for a majority of retirees, this is income they’d struggle to live without. Despite what you might have heard from a friend or read online, Social Security benefits aren’t something you receive for simply being […]
A 2.5% COLA and More: All of the 2025 Social Security Changes You Need to Know About
Oct. 10 was a big day for Social Security. Not only did the Social Security Administration (SSA) announce a cost-of-living adjustment (COLA), but it also shared details on a few other key changes that are coming to the program in 2025. Here’s a rundown. 1. A 2.5% COLA Social Security’s official 2025 COLA is 2.5%, […]
Should You Retire in Virginia?
If you’re a history buff, cities like Jamestown and Williamsburg in Virginia are probably already on your travel list. And if you love the great outdoors, Virginia’s beaches, mountains, and lakes might have caught your eye. But if retiring in the Old Dominion has ever crossed your mind, there’s even more to factor in. Virginia […]
Medicare Is Quietly Limiting Access to This Money-Saving Benefit in 2025
Retirement healthcare expenses eat up a significant portion of your nest egg, even if you’re healthy. A 65-year-old couple retiring in 2024 can expect to spend $165,000 on out-of-pocket medical expenses, according to Fidelity, and this doesn’t include things like dental care, over-the-counter medications, or long-term care. Prioritizing your health at every age is critical […]
