You Might Not Realize What Happens When You Spend More Than $10,000 on Your Credit Card
Image source: The Motley Fool/Upsplash Credit cards can be super useful when you’re making big purchases. Not only can you earn rewards or cash back, but the best credit cards also come with extra benefits like purchase protection. If you spend $10,000 on your credit card, you’ll certainly be doing well on the rewards front. […]
3 Common Mistakes Costco Newbies Make
Image source: Getty Images I’ve been a loyal Costco member for 18 years. And for roughly the past five years or so, I’ve been shopping at Costco weekly to stock my pantry and fridge with groceries and household essentials. I’ve spent my fair share of time at Costco. And because of this, I know which […]
Here’s Why I’m Seriously Considering Using a Living Trust to Pass Inheritance to My Family
This article is intended for educational purposes only and is not legal advice. For guidance on your personal situation, please contact a lawyer. It’s never a comfortable thing to think about estate planning. But it’s an important thing to do nonetheless. Years ago, I took the very important step of putting a term life insurance […]
Here’s the Maximum Possible Social Security Benefit in 2025
Maximizing Social Security retirement benefits requires a long, high-paying career and a lot of patience. The complicated rules of Social Security make it so only a tiny fraction of beneficiaries will be eligible for the maximum monthly check in 2025. But those who work a full career and wait until age 70 to claim may […]
Should You Retire in Vermont?
If you’re thinking of relocating in retirement, you might want to consider Vermont as a possible destination — because it has a lot of what many people love. For example, if you love the great outdoors, you’ll enjoy the vivid four seasons in Vermont, replete with opportunities to hike, camp, fish, kayak, ski, and more. […]
3 Sure Ways to Lose Your Costco Membership Right Now
Image source: Getty Images Sometimes, when our behavior causes something bad or uncomfortable to happen, there’s also regret to work through. Imagine the regret of having to say, “I’d love to pick that up at Costco for you, but I’m not allowed to shop there anymore.” While it’s possible that no one you know has […]
2025’s Social Security COLA Has a Huge Silver Lining for Retirees
For months, there’s been speculation about Social Security’s 2025 cost-of-living adjustment (COLA). And at long last, seniors have an answer. On Oct. 10, the Social Security Administration announced that benefits would be rising by 2.5% in the new year. That’s in line with recent projections. But it might also read like a disappointment compared to […]
7 Must-Know Changes to Social Security in 2025 — Including the Highly Anticipated Cost-of-Living Adjustment (COLA)
For more than eight decades, Social Security has served as a financial foundation for a majority of retirees. More than two decades of annual surveys from Gallup have shown that 80% to 90% of then-retirees lean on their monthly benefit check to cover at least some portion of their expenses. Considering how important Social Security […]
Social Security’s 2025 Cost-of-Living Adjustment (COLA) Has Been Revealed. Here’s Exactly How Much It’ll Boost Average Benefits
After months of speculation, the Social Security Administration has finally announced the cost-of-living adjustment (COLA) for 2025. It’ll add this COLA to your checks beginning with your December 2024 benefit, which you receive in January 2025. The COLA is the smallest we’ve seen since 2021. Many expected this now that inflation has begun to cool, […]
