5 Kirkland Signature Products That Just Aren’t Worth the Savings
Image source: Getty Images As someone who’s not fond of social media, I sure do spend a lot of time seeking out opinions on Reddit. I don’t ask or answer questions, mind you. I simply lurk in the background to learn what other people have to say about a wide range of subjects. Today, I […]
3 Ways to Make the Fed’s Giant September Rate Cut Work for You
Image source: Getty Images It wasn’t so surprising to see the Federal Reserve slash its benchmark interest rate by half a percentage point last month. A rate cut was completely expected, given the way inflation has slowed down this year. And chances are, September’s rate cut is going to be the first of many. In […]
Don’t Throw Money Away on Credit Repair. Here’s How to Get A High Score on Your Own
Image source: The Motley Fool/Upsplash Having bad credit sucks. It makes it harder — and more expensive — to borrow money. It can also stop you from qualifying for the best cash back credit cards. More than that, it can impact your ability to score an apartment, set up utilities, and sometimes even get a […]
The Fed’s Cutting Interest Rates. Here Are 2 Pros and Cons You Should Know About
Image source: Getty Images When the Federal Reserve opted to make its first interest rate cut in September, economists weren’t surprised. The Fed was expected to lower interest rates in response to cooling inflation. The only aspect of that meeting that was a bit surprising was the fact that the Fed lowered its benchmark interest […]
Should You Start Your Holiday Shopping in October — Or Wait for Black Friday?
Image source: Getty Images At this point, a lot of us are busy finalizing our Halloween costumes and stocking up on candy to hand out to trick-or-treaters. If the winter holidays aren’t yet on your radar, that’s understandable. It’s common for people to hold off on holiday shopping until events like Black Friday arrive. And […]
5 Travel Hacks to Book Cheap Hotel Stays
Image source: Getty Images It doesn’t get much better than staying at a nice hotel for a fraction of the usual price. I did so earlier this summer, redeeming points I’d earned on one of my top travel rewards cards. When you save on the hotel, you can spend more on activities, going out to […]
Does It Really Make Sense to Work While on Social Security? It Depends on These 2 Factors
For today’s workers, retirement may look much different from that of previous generations. Fifty-six percent of baby boomers expect to continue working past age 70 or never retire at all, according to a 2024 report from the Transamerica Center for Retirement Studies, and 82% of that group is doing so for financial reasons. Image source: […]
2 Reasons You May End Up Disappointed With Your Social Security COLA in 2025 — and What to Do About Them
Social Security recipients are eligible for an automatic cost-of-living adjustment (COLA) every year. The purpose of those COLAs is to make sure that benefits are able to keep up with inflation. Some people end up collecting Social Security for decades. And frankly, it wouldn’t make sense to limit beneficiaries to the same exact monthly check […]
Here’s How Much You’d Need to Have in Savings Today to Have $1 Million by Retirement
Most of today’s workers expect they’ll need at least $1 million to retire, but saving that much can feel impossible, especially if you’re juggling bills and more immediate financial goals. Even those who save diligently can feel like they’re off track because your savings may appear to grow slowly at first. The good news is […]
