Kohl’s Black Friday Deals Are Coming Soon. Here’s What to Expect
Image source: Getty Images It used to be that Black Friday deals would first become available to consumers on — wait for it — Black Friday. You know, the actual day after Thanksgiving. But these days, Black Friday deals tend to start showing up in early November and last the entire month. Whether that’s a […]
These 3 Changes to Your Costco Shopping Could Save You Hundreds of Dollars a Year
Image source: Getty Images There’s a reason so many people are willing to spend money on a Costco membership. While you’ll hand over $65 a year for a Gold Star membership or $130 a year for an Executive membership that gives you cash back on your purchases, your savings might more than make up for […]
3 Reasons Relying on Social Security Alone Could be a Risk. And 3 Stocks to Invest in Today.
It’s smart to be thinking about and planning for retirement long before it arrives. Social Security benefits are likely part of your plan, but you shouldn’t be expecting too much from them. Here’s why you shouldn’t rely too much on Social Security and a look at three solid dividend-paying stocks you might consider. Investing in […]
How Much Cheaper Is It to Buy a Home With Excellent Credit?
Image source: Getty Images Mortgage rates have come down significantly since peaking in late 2023 and are widely expected to continue to fall for the foreseeable future. However, it isn’t just the current interest rate environment that determines the mortgage rate you get — your credit score can also have more of an impact than […]
3 Reasons You Shouldn’t Stress About Not Having Perfect Credit
Image source: Getty Images FICO, the most commonly used method of calculating credit scores, generates scores that range from a low of 300 to a perfect 850. As of 2023, only 1.54% of U.S. consumers had perfect credit, according to Experian. If your credit score is close to 850, you may want to reach that […]
Do You Need a Credit Score? Here’s the Surprising Truth
Image source: Getty Images Your credit score plays a huge role in your ability to borrow money, whether in the form of a credit card, mortgage, or auto loan. A higher credit score indicates that you’re good at managing your debts and paying on time. But when lenders see a lower credit score, they often […]
If You’re Not Doing This at Costco, You’re Probably Overpaying
Image source: Getty Images Costco is the most popular department store in America, according to YouGov, and a lot of that comes back to the great deals it offers its customers on everything from groceries and appliances to travel packages and auto insurance. For many of its members, the savings they earn in a year […]
Get Winter Ready With These 5 Deals From Sam’s Club
Image source: Getty Images I’m writing this after taking a walk surrounded by falling orange and red leaves. But winter will be here before we know it. Now is the perfect time to shop for winter essentials to prepare for the colder weather. Shopping at a warehouse club retailer like Sam’s Club is a great […]
Here’s the Average Credit Card Balance in 2024. How Does Yours Compare?
Image source: Getty Images If it seems like you can’t manage to break the cycle of credit card debt, you’re not alone. TransUnion reports that as of the second quarter of 2024, the average credit card balance was $6,329. That’s a pretty notable increase from a year prior, when the average credit card balance was […]
The 1 Time Opening a Credit Card Could Help Improve Your Finances
Image source: The Motley Fool/Getty Images Opening a new credit card account usually isn’t a good idea if your finances aren’t in a great place. However, there is one type of credit card that can help you get out of debt if you use it correctly. With a good balance transfer card, you can move […]
