Earning Less Than $176,100 Per Year? This Social Security Change Coming in 2025 Could Affect You.
A new year brings fresh changes to Social Security. One of the most prominent changes is the cost-of-living adjustment (COLA), which will be 2.5% this year and is slated to boost the average retiree’s checks by just under $50 per month. But the COLA isn’t the only change coming to the program. Every year, the […]
Be Careful: These 3 Mistakes Could Get You Banned From Costco
Image source: Upsplash/The Motley Fool There’s a reason so many people are willing to spend money to walk through Costco’s doors. In exchange for the $65 you pay per year for a basic Gold Star membership or the $130 you pay for an Executive membership, you get to save money on groceries and household essentials. […]
Why You Should Upgrade to Costco Executive for Holiday Shopping
Image source: Getty Images The decision to join Costco may be a no-brainer for you if you have a large household to feed and maintain. The money you shell out for a membership may be worth it when you consider the savings you get to enjoy on these essential purchases all year round. But one […]
Transform Your Costco Expenses Into a Free Membership
Image source: Upsplash/The Motley Fool If you’re a big fan of shopping at Costco but sometimes question the wisdom of spending money on membership renewal, we have a few ideas to help you cover the cost and maximize your membership. Pay with rewards from a cash back card The only credit card type Costco accepts […]
3 Ways to Take Advantage of the Lower Mortgage Interest Rates That Are Coming
Image source: Getty Images When the Federal Reserve Board met in September and decided to start lowering the federal funds rate, it signaled a potential beginning to lower interest rates across the board — eventually. Although the federal funds rate does not directly impact mortgage rates, it does influence them, and with one more meeting […]
3 Habits for Building a Strong Financial Foundation in Your 20s
Image source: Getty Images In your 20s, it can feel as if you have all the time in the world to figure out your finances, but the truth is, the habits you form now will shape your financial future for years to come. Establishing a strong foundation early on can set you up for long-term […]
Target Will Slash Prices on 2,000-Plus Items This Holiday Season
Image source: Getty Images As the busy holiday season approaches, many people are doing what they can to stretch their dollars further. If you’re stressed about the cost of everyday goods, you’re not alone. Thankfully, some retailers are taking steps to make shopping for everyday essentials more affordable. Target is one such retailer. The company […]
Will Lower Mortgage Rates Really Make Home Buying Easier?
Image source: Getty Images I will probably never refinance my house again. Don’t get me wrong, when rates have dropped in the past, I certainly took advantage of that. And when I needed some quick capital and preferred not to look for a new lender and get a new loan, I tapped into my home […]
I Just Paid Off My Auto Loan. Here’s Why My Score Went Down
Image source: Upsplash/The Motley Fool Many financial advisors will tell you that it’s a bad move to buy a new car, and to be fair, they’ve got a point. The fastest depreciation of a vehicle’s value occurs in the first couple of years, and you definitely get more for your money if you buy a […]
It’s Official: Costco Is the Most Popular Department Store in America — for Lots of Good Reasons
Image source: Getty Images Costco may not be the largest department store chain in the U.S., but it’s officially the most popular, according to a recent YouGov survey. Nearly all those surveyed had at least heard of the retailer and nearly 70% had positive things to say about their experiences with the chain. If you’ve […]
