3 Simple Financial Moves That Have Saved Me Thousands

Image source: The Motley Fool/Unsplash There are plenty of nights when I can’t fall asleep because too many thoughts are buzzing through my brain. It’s usually the mistakes I make that circle round and round in my head long after they’re over. But the other day, I gave myself a little break and instead tried […]

This Is the Average Social Security Benefit at Age 65

As you approach retirement, you may be wondering how much income you can expect from Social Security. It’s a good question to ask even if you’re still decades from retiring but are starting to develop a solid retirement plan. You might also wonder what the average retiree is receiving right now. For the most useful […]

Get Ready for These Thanksgiving Day Exclusive Specials From Costco.com

Image source: Getty Images One of the best perks of being a Costco member is getting a deals book with a complete heads-up about Costco’s sales. I got the holiday season version of this book not that long ago, and I was surprised to see that there was a whole page dedicated to some really […]

Hoping to Buy a Home in 2025? Make These Key Moves ASAP

Image source: Getty Images There’s reason to believe that buying a home will be easier in 2025. Mortgage rates are expected to fall as the Federal Reserve continues on its path of cutting its benchmark rate. And once that happens, you may find that you’re more easily able to afford a home loan. Plus, as […]

5 Smart Reasons to Get a Second Credit Card

Image source: Getty Images If you have a one-card wallet, you’re not alone. About one-third (30%) of Americans carry one credit card, according to a recent survey by Motley Fool Money. Only using a single credit card has its perks. It’s certainly the simplest, easiest option. But a second credit card isn’t too hard to […]

Americans Would Rather Talk About Politics and Religion Than Their Finances

Image source: Getty Images The age-old etiquette rule of not bringing up politics or religion in polite conversation may still stand, but some new research from Wells Fargo shows that Americans may be more willing to divulge their opinions on these potentially divisive topics rather than share anything about their personal finances. Here are the […]

Did Your Medicare Advantage Plan Go Away for 2025? Don’t Panic — Do This Instead.

If you’re enrolled in a Medicare Advantage plan, generally, at some point in September or October, you’ll receive a notice from your plan administrator informing you of changes to your coverage for the upcoming year. Those changes could relate to your out-of-pocket costs or the scope of the coverage you’re entitled to. You may also […]

13 States That Won’t Tax Your Social Security, 401(k), IRA, or Pension Income

Benjamin Franklin once wrote, “[I]n this world, nothing can be said to be certain, except death and taxes.” However, old Ben wasn’t entirely correct — at least not for retirement income. If you’re retired, you may or may not have to pay state taxes on your retirement income. Here are 13 states that won’t tax […]

Guess What Beat Rotisserie Chicken to Become Costco’s Best-Selling Product

Image source: Getty Images Costco’s $5 rotisserie chicken is definitely one of its most iconic deals. It’s right up there with maximizing purchase rewards as a solid way to save money at Costco. (We can get two to three family dinners out of one chicken in our house.) But as famous as it may be, […]

Here’s How Much You Should Have Invested for Retirement at Age 67

The average retirement age in the U.S. — ranging from 60 to 62 — has held relatively steady since 2012, according to a study from Gallup and MassMutual. The average retirement age in 2023 was 62. But people are now working longer than they used to, and it is not at all unusual for them […]