Don’t Bother With Costco’s Executive Membership Unless You Do This
Image source: Upsplash/The Motley Fool If you join Costco, you’ll pay $65 to get access to all of the deals the warehouse club has to offer with a Gold Star membership. Or you can double that amount and pay $130 for an upgraded Executive Membership. In either case, it pays to maximize your Costco membership. […]
Want to Be a Roth IRA Millionaire? 3 Tips All Retirees Should Know.
When it comes to retirement accounts, the Roth IRA often steals the show and is worth considering. For example, if you rack up a million dollars in a Roth IRA, you can tap into your treasure 100% tax-free if you’ve reached age 59 1/2 and met the requirements of the five-year rule. This perk exists […]
The Fed Just Cut Interest Rates. Is Now a Good Time to Buy a Car?
Image source: Getty Images In September, the Federal Reserve lowered its benchmark interest rate by half a percentage point. That was then followed by a quarter-point rate cut in November. The bad news about the Fed’s rate cuts is that they could lead to a drop in savings account and CD rates. So if you […]
Here’s the Average American’s Social Security Benefit and How Much It Will Increase in 2025
Do you know how much the average retired worker gets from Social Security each month? What about the average spouse of a retired worker or the average widow(er) of a deceased worker? In this short video, Matt Frankel, CFP®, breaks down all the numbers and how they could change in 2025. *Stock prices used were […]
4 Habits of People With Poor Credit — and How to Break Them
Image source: Getty Images Your credit score has a direct impact on your ability to borrow money. A higher credit score makes you more likely to get approved for loans or credit cards, and it can also set you up with more affordable borrowing rates. But if you have poor credit, you might not only […]
5 Amazing Kohl’s Buys for Under $20
Image source: The Motley Fool/Upsplash Kohl’s is one of the largest department stores in the U.S., with locations in every state except Hawaii. The retailer frequently runs savings events throughout the year, but never as frequently as it does around the holiday season. While its generous coupon giving and Kohl’s Cash can make saving money […]
I’m a Costco Superfan, but Here’s Why I Almost Never Shop on Costco.com
Image source: The Motley Fool/Unsplash I’ve been a Costco member for 18 years. And before the COVID-19 pandemic, I’m not even sure I knew that Costco had a website. Well, okay, I knew that Costco.com existed, but I’m not sure I ever used it. And why would I when I could easily drive the 10 […]
3 Sam’s Club Products We Like Better Than the Brand-Name Options
Image source: The Motley Fool/Unsplash I prefer a balanced approach when I make a budget, cutting back where I can but with room to spend a little more on the things I enjoy most. This philosophy is something my family applies to everything we purchase, including our household essentials. When we like a brand-name product […]
Save Up to $25 on Entertainment With These 4 Costco Gift Cards
Getty Images Want to prioritize making time for fun but don’t have much extra money? Believe it or not, it’s possible to have fun in your free time without spending all the money in your checking account. An easy way to save is by purchasing discounted gift cards. You can use them to pay for […]
I’m 60 Years Old and Still Owe $200,000 on My House. Should I Be Worried?
Image source: Getty Images At age 60, you continue to have hopes and dreams, and though you’ve lived six decades, a part of you still feels like a kid. That’s why it sometimes feels odd to plan for retirement. It’s hard to reconcile how young you feel inside with planning for your golden years. However, […]
