This 2025 Retirement Account Change Could Help Workers in Their 60s Retire Sooner
The average American worker begins saving for retirement around age 28, according to a recent Voya Financial survey, but the majority wish they’d started earlier. This is understandable. The sooner you begin saving for retirement, the less of your own money you’ll likely have to contribute because you’ll have more investment earnings. Many workers reach […]
Have $10K in Credit Card Debt? Here’s How to Pay It Off
Image source: Getty Images Having any credit card debt can be stressful, but $10,000 in credit card debt is a different level of stress. The average credit card interest rate is over 20%, so interest charges alone will take up a large chunk of your payments. On $10,000 in balances, you could end up paying […]
Costco Has 5 Fun Advent Calendars for Under $40
Image source: Getty Images Christmas is only a few weeks away, and now is the time to shop for your holiday must-haves. In addition to purchasing gifts to put under the tree, don’t forget to order advent calendars for your pals. An advent calendar can make the days leading up to Christmas feel extra special. […]
Don’t Miss Out: Renew Your Costco Membership Today
Image source: Getty Images The holiday season is almost upon us, and many American households are getting ready to splash out on festive decorations, gifts, and more. That makes it the perfect time to renew your Costco membership so you don’t miss out on its massive lineup of bargains. Not only that, but now might […]
Don’t Forget These 6 Medicare Changes Coming in 2025
We’re about a month into the Medicare annual enrollment period, which is the only chance most people will have to select a new plan for 2025. If you haven’t reviewed your healthcare coverage yet, you have time. The annual enrollment period runs until Dec. 7, but you probably don’t want to put this off too […]
I’m 45 Years Old and Still Owe $300,000 on My House. What Should I Do?
Image source: Upsplash/The Motley Fool My generation has seen a lot of changes to how pretty much everything is done, including the fact that we’re the first generation to really have to worry about managing our own retirement as a whole. We were offered 401(k)s instead of pensions and left to make our way to […]
4 Tips to Avoid Impulse Purchases at Costco
Image source: Getty Images These days, feeding my family is expensive — some months, my grocery bills come close to surpassing my mortgage payments. That’s why I’m grateful for my Costco membership. While my Costco membership certainly isn’t free (I pay $130 a year for an Executive membership), the savings I enjoy during the year […]
Here’s One Way You Should Never Use Your Debit Card
Image source: Getty Images Debit cards are one of the marvels of the modern banking industry. If you want to access the cash in your checking account, you don’t have to visit an ATM to take out cash or dig through your purse or pocket to find a pen so you can write a check. […]
Owe Money on Your Credit Cards? Warren Buffett Says You Should Do This
Image source: Getty Images Not every celebrity offers good financial advice, but Warren Buffett is one who you should listen to. The legendary investor is known for his value-focused investing style and his down-to-earth personal finance tips. Let’s look at what Warren Buffett thinks you should do if you have credit card debt — and […]
3 Signs You Should Switch to Costco if You’re a Sam’s Club Member
Image source: Getty Images Costco and Sam’s Club both offer great bargains on groceries and household items, as well as on a wide variety of other products. However, there’s a lot of overlap in terms of what each of the two stores sells, and there’s little reason to have a membership to both warehouse clubs. […]
