Kohl’s Just Dropped These 3 Amazing Holiday Deals
Image source: Getty Images This time of year is a bit of a sale bonanza at most stores, and Kohl’s is no exception. You can find discounts and sales across every department right now, from sleepwear and shoes to curtains and bedding. On top of all of those deals, however, are three seriously good coupons […]
Unhappy With Your 2.5% Social Security COLA for 2025? Here’s the Smallest COLA on Record to Put It Into Perspective
If you’re among the millions of older Americans who rely heavily on Social Security to make ends meet in retirement, then you may be reeling over the fact that your benefits are only going to rise by 2.5% in January. Social Security’s upcoming cost-of-living adjustment (COLA) is the smallest (by far) to arrive in years. […]
Will Mortgage Rates Fall to 6% Before the End of 2024?
Image source: Getty Images Mortgage rates have been on a bit of a rollercoaster ride these past few weeks. In late September, they got tauntingly close to 6%, but then crept back upward. And as of this writing, they’re not so far off from 7%. If you’ve been waiting to sign a mortgage, you may […]
Costco Members Can Shop These 5 Online Thanksgiving Day Deals
Image source: Getty Images Believe it or not, you can shop great deals before Black Friday. If you’re still checking off items on your holiday list and want to stretch your dollars further, Costco can help. The retailer has early holiday deals that you can shop right now. The warehouse club brand also has exclusive […]
2025 Medicare Open Enrollment Is Here: 3 Benefits Changes Retirees Should Know
Retirees recently found out their annual cost-of-living adjustment for Social Security in 2025, and now it’s time to enroll for Medicare. Enrollment launched on Oct. 15 and will last until Dec. 7. Similar to Social Security, the Medicare program has many rules and can be complex. There will be several changes affecting Medicare that retirees […]
The Fed Is Cutting Interest Rates. But Here’s Why Waiting to Refinance Your Mortgage Could Pay Off Even More
Image source: Getty Images If you signed your mortgage in recent years, you may be pretty unhappy with your monthly payments. Following a period of record lows, mortgage rates began climbing in 2022 and haven’t really declined since. Sure, there have been some ups and downs. In fact, in September and early October, mortgage rates […]
Don’t Need Your Required Minimum Distribution (RMD) Just Yet? Here’s What You Can Do With the Cash Influx.
The end of the year is fast approaching. This means at least some retirees will soon be making mandated withdrawals from their non-Roth IRAs. You may know these payments better as required minimum distributions, or RMDs. This impending wave of retirement account payouts raises a key question… what if you don’t actually need this distribution […]
7 Amazing Kohl’s Buys for Under $10
Image source: Upsplash/The Motley Fool Kohl’s is a popular retailer with fantastic deals available to shoppers in-store and online. If you want to get a head start on your holiday shopping, you may want to explore Kohl’s early holiday deals. There are gift options for everyone on your list. Looking for the best gifts for […]
Here’s What Happens to Your Credit Score if You Get Pre-Approved by 10 Mortgage Lenders
Image source: Getty Images Since I’m a Certified Financial Planner®, friends and family often ask my advice on a variety of financial topics, including buying a home. And they’re often surprised when they ask me what the most common mistakes people make are. My answer is always the same: One of the biggest and most […]
These Are The 3 Best Ways for Retirees to Build Wealth
Image source: Getty Images It’s not uncommon to retire only to see your net worth start to decline pretty soon after. A lot of people retire and immediately begin spending down their savings. If you go that route, that’s OK. The whole reason you have savings for retirement is to spend that money to cover […]
