Here’s the Maximum Possible 2025 Social Security Benefit at 62, 67, and 70
If you want a big Social Security check, a long and highly compensated career is a major pre-requisite. But even if you earn enough to put yourself in a position to receive the maximum possible benefit, the age at which you decide to apply for retirement benefits can have a huge impact on the ultimate […]
3 Reasons I’m Keeping the Credit Card I Never Use Anymore
Image source: Getty Images It’s a good idea to review your financial accounts every so often and make sure they’re still working for you — and this includes credit cards. Sometimes, a card issuer will make you do this by getting in touch if you haven’t used its card in a while. I recently got […]
3 Reasons Black Friday Is Nothing but a Giant Trap
Image source: Getty Images Black Friday is only a couple of weeks away. And you may be gearing up to dip into your savings to capitalize on the gazillions of deals that are apt to hit the shelves that day. The average shopper spends an estimated $480 on Black Friday, according to Capital One. But […]
Social Security’s Silver Lining Has Been Ripped Away for a Second Consecutive Year
For the more than 68 million people currently receiving a Social Security benefit, there’s no announcement more important than the cost-of-living adjustment (COLA) reveal during the second week of October. Since 2002, national pollster Gallup has been conducting annual surveys to decipher how reliant retirees are on the income they receive from this top social […]
3 Reasons You Might Pay More for Medicare Part D Coverage in 2025
The tricky thing about budgeting for Medicare expenses is that there are different costs involved that can change from one year to the next. Most Medicare enrollees don’t pay a premium for Part A, which covers hospital care. But there are premiums associated with Part B, which covers outpatient care, and Part D, which covers […]