Here’s When It Pays to Join Both Costco and Sam’s Club
Image source: Upsplash/The Motley Fool The point of joining a warehouse club is to save money on everyday essentials, like groceries and cleaning supplies. But since warehouse club memberships aren’t free, most people would probably be inclined to only pay for one at a time. If you have access to Costco and Sam’s Club, you […]
Forget Falling Interest Rates. Here’s What You Really Need to Save Money on Your Next Loan
Image source: Getty Images When the Federal Reserve made its first interest rate cut in September 2024, it didn’t come as a surprise. The central bank was expected to cut rates in response to slowing inflation. The Fed then followed up its September rate cut with another one in November. And in the course of […]
4 Perfect Costco Gifts for the Person Who Has Everything
Image source: Getty Images We all have at least one person on our list who already owns everything they need. Even though we want to show that we care, it can be difficult to decide what gift to buy them during the holiday season. You may be overthinking it! Costco sells winning gifts for people […]
Never Buy This Product at Costco
Image source: Getty Images Costco: the land of bulk bargains and the occasional impulse buy that leaves you questioning your life choices. Need a 10-pound tub of peanut butter? Costco has you covered. A 64-pack of toothbrushes? Sure, why not? But as for my top strategy for saving money at Costco, I’d avoid certain high-ticket […]
3 Surprising Consequences of Canceling Your Costco Membership
Image source: Upsplash/The Motley Fool A basic Gold Star Costco membership costs $65 a year. If you want cash back on your Costco purchases, you can upgrade to an Executive membership at a cost of $130 a year. But no matter which membership you have, you may be thinking of canceling if you haven’t been […]
3 Ways to Make Your Credit Card Debt Uncollectable
Image source: Getty Images It’s no secret that the cost of living is astronomical right now. And when weighing the cost of groceries against your credit card bill, it’s easy to understand why you’d prioritize the former. Unfortunately, though, missing credit card payments can lead to collections. And not only can that be stressful, it […]
Is Kohl’s Cash Actually Worth It?
Image source: Getty Images You buy some things at Kohl’s and the cashier hands you Kohl’s Cash you can put toward a future purchase. But you can’t use it immediately. You have to wait until a certain date to redeem it and if you don’t use it by its expiration date, it’s no good. You […]
4 Credit Card Perks I Won’t Travel Without
Image source: Getty Images I’ve been using travel credit cards for over eight years. During that time, I’ve tried most of the popular travel cards and have gotten all kinds of perks out of them. Not all of these benefits have been that useful for me. But a few of them are so valuable that […]
Are You Upper, Middle, or Lower Class? Here’s How to Find Out
Image source: Getty Images A lot of people think the U.S. middle class is shrinking. But as of 2022, a good 52% of Americans lived in a middle-class household, says Pew Research Center. Meanwhile, 28% of Americans are part of lower-income households, and only 19% are considered upper class. If you’re wondering whether you’re upper, […]
I’m a Financial Writer With 15+ Years of Experience. Here Are My Top 3 Pieces of Financial Advice
Image source: Getty Images I’ve been writing about personal finance topics for more than 15 years at this point. And while getting my friends and family members to read my articles is sometimes like pulling teeth, I’m often approached by the people I know to share my favorite pieces of financial advice. Now you could […]
