5 Required Minimum Distribution (RMD) Rule Changes That Happened This Year
One of the biggest advantages of retirement accounts like the IRA and 401(k) is the ability to avoid paying taxes. Instead of paying taxes upfront, you can defer those taxes until retirement. Additionally, you won’t pay any taxes on your earnings until you withdraw the funds from your account. Both can be a tremendous advantage […]
Got $5,000 in Credit Card Debt? Here’s What It Might Cost You
Image source: Getty Images Americans aren’t strangers to credit card debt. And as of 2023, the average credit card balance was $6,501, according to Experian. This means that if you owe $5,000 on your credit cards, you’re technically in better shape than folks who owe about $1,500 more. But that doesn’t mean you shouldn’t try […]
The Best Gifts for Kids at Costco
Image source: Getty Images Shopping for kids’ gifts can be tricky. They want everything, but you’re trying to keep your wallet from bursting into tears. Enter Costco, where the aisles are stacked with amazing deals on toys that scream “best parent ever!” It’s one of the best strategies for saving money at Costco during the […]
Here’s Why You May Be Denied a Credit Card — Even With a Perfect Credit Score
Image source: Getty Images There’s a reason consumers are encouraged to try to boost their credit scores as much as possible. The higher your score, the more likely you are to qualify for a new personal loan or credit card the next time you want one. But even if your credit score is a perfect […]
5 Gifts You Can Buy at Costco for Under $100
Image source: Getty Images While we’re well into November, there’s still time to finish your holiday shopping. If you have a Costco membership, you can shop member-exclusive deals that help you keep more money in your checking account. The warehouse club retailer has fantastic ideas for all budgets. Ready to start shopping? Here are a […]
All Medicare Retirees Should Do This by Dec. 7
Retirees rely on their Social Security benefits. However, another program they have to worry about is Medicare, which some might argue has even more complexities than Social Security. Medicare is the federal health program for people in the U.S. over 65 and has several different parts. Retirees typically don’t enroll in all parts of Medicare […]
3 Things You Shouldn’t Buy at Costco, Despite the Big Savings
Image source: Getty Images There’s a reason so many people love shopping at Costco. The store’s bulk discounts and low prices make it easy to save money in the course of stocking your pantry, fridge, and home. And if you use the right credit card at Costco, you can amplify your savings even more. Click […]
Want to Eat Shake Shack on Your Next Delta Flight? These Cards Can Help
Image source: Getty Images One of America’s largest airlines is teaming up with one of America’s favorite premium fast casual burger chains to bring a delicious new item to in-flight dining. That’s right: Delta Air Lines has announced a new partnership with Shake Shack. Starting Dec. 1, 2024, Delta will be serving Shake Shack cheeseburgers […]
10 Fantastic Products You’ll Only Find at Kohl’s
Image source: Getty Images Kohl’s is a classic-style American department store with a range of its own unique in-house brands and special offers. If you’re looking to save money on 2024 holiday shopping, you can find some great deals at Kohl’s on clothes, household items, toys, shoes, and more. As Black Friday approaches, here are […]
Some Good News About 2025’s Moderate Social Security Increase
Last month, the Social Security Administration announced the cost-of-living adjustment for 2025. Beginning in January, beneficiaries will receive a 2.5% raise — amounting to around $48 per month for the average retiree and roughly $39 per month for the average disabled worker. While any extra cash can help make ends meet, many Americans are disappointed […]
