3 Reasons You SHOULD Include Taxes and Insurance Into Your Mortgage
Image source: Getty Images Buying a home means making a lot of financial decisions, often all at once, without having time to really consider them. Take, for example, a mortgage escrow account. You may be asked if you want to escrow your taxes, insurance, and other yearly fees so that the bank will pay them […]
3 Actions That Could Help You Boost Your Credit Score
Image source: Getty Images The dreaded credit score. Unfortunately, Americans need to pay attention to their credit scores if they want to be financially healthy. While you don’t need to obsess over yours, knowing where it stands and taking actions that help you improve it can be a significant win for your wallet. The good […]
4 Ways to Tell a Balance Transfer Card Is a Bad Idea
Image source: Getty Images If you have credit card debt you’re struggling to pay off, chances are you’re tired of seeing those interest charges month after month. A balance transfer card can help by letting you move your balances over and enjoy a period of 0% APR. If you can manage to get your debt […]
4 Ways to Build a Credit Score Without a Credit Card
Image source: The Motley Fool/Upsplash Using credit cards is one of the easiest ways to build a credit score, but it’s not the only way. And depending on your needs and financial situation, credit cards might not be the right fit for you. Here are a few other options for building credit — and information […]
Applying for a Credit Card? You’ll Need This First
Image source: Getty Images Credit cards are pretty popular with Americans — a survey by Motley Fool Money found that 80% of us have at least one, and 13% have four or more. But even the biggest credit card fan had to start from zero. If you’re hoping to apply for one of the best […]
3 Little-Known Perks of Having a Credit Score of 700 or Higher
Image source: Getty Images Your credit score is a quick way of measuring your creditworthiness. A high score means you’re likely to pay back money you borrow, so it can help you get lower interest rates on loans. Banks will also be more likely to approve you for their best credit cards. Those are just […]
Decoding Mortgage Interest Rates: How Can You Tell When It’s Time to Buy?
Image source: Upsplash/The Motley Fool Mortgage interest rates. The phrase alone is enough to make most of us want to hide under a pile of Zillow listings. But fear not! Decoding the mystery of when to buy a home doesn’t require a crystal ball or a Ph.D. in economics — just a little strategy and […]
3 Worst Mistakes You Can Make With Balance Transfer Credit Cards
Image source: Getty Images A balance transfer credit card is a popular type of card that lets you transfer high-interest debt from one card to another with a lower interest rate. With these cards, you can take advantage of a promotional 0% APR period to pay off credit card balances that might otherwise keep your […]
I Used to Have $9K in Credit Card Debt. Here’s How I Got Rid of It
Image source: Getty Images Nearly five years ago, I noticed my credit card balances slowly creeping up. I finally brought myself to tally up the total and realized I had just over $9,000 in credit card debt. I’m certainly not immune from making frivolous purchases, but for the most part, my debt wasn’t the product […]
If I Could Only Make One Move to Improve My Finances in 2025, This Would Be It
Image source: Getty Images One of the most common New Year’s resolutions people set is to improve their finances. It’s a worthwhile goal, but it’s easier said than done. A lot of people struggle because the lifestyle changes required may be too much to keep up with. It can also be challenging when you’re working […]
