Applying for Social Security in 2025? 3 Things You Should Do Right Now

You’ve decided that 2025 is the year you’re finally going to claim Social Security. Perhaps it’s the year you’re retiring as well. It’s an exciting change, and those monthly benefits can be a big help when it comes to paying your bills. But it’s also important to prepare before you apply. Doing the following three […]

Ranked: The 3 Best Places to Put Your Retirement Savings in 2025

Saving more money for future goals, including retirement, is a popular New Year’s resolution. But it’s also easier said than done. Often, it involves making changes to your lifestyle and spending habits so you can free up additional cash for retirement savings. But that’s only the first step. You also have to decide where to […]

Here Are the Biggest 401(k) Mistakes Each Generation Is Making

The 401(k) has been around for 46 years, and in that time, it has become the dominant workplace retirement plan employees of all ages use to save for their futures. Despite this, many still don’t understand all the ins and outs of their plans or the best strategies to help them maximize their savings’ growth. […]

Social Security Retirees Should Be Paying Attention to 1 Number in 2025

With another year in the books, Social Security retirees will look ahead to 2025. Retirees will receive a 2.5% cost-of-living adjustment (COLA), the smallest in four years because inflation declined this year. The average Social Security benefit for retired workers in November was roughly $1,925 per month, or $23,105 annually. The COLA increase will lift […]

Retirees: 3 Reasons You May Snag Larger Social Security Checks in 2025

As we head into 2025, there are a slew of Social Security changes set to take effect in January. Many of these changes will have a direct impact on your benefit amount, potentially affecting your checks by hundreds of dollars per month. Here are three ways you might collect larger checks in the new year. […]