Think Twice: 5 Situations You Should Never Use a Debit Card
Image source: Getty Images Debit cards deserve a place in everyone’s wallet. They allow easy access to cash, help you stick to a budget, and can even help you avoid some unnecessary fees. But they’re far from the answer for everything. Looking for a secure place to grow your savings? See our expert picks for […]
Want a Perfect 850 Credit Score? These 3 Traits Make It Happen
Image source: Getty Images Nobody needs a perfect credit score. In fact, there’s no real benefit to having a FICO® Score above 760 or so (other than bragging rights). With that score, you can get the best credit cards, the lowest mortgage rates, and more. Looking for a secure place to grow your savings? See […]
A 2025 401(k) Rule Change Means These Workers Can Now Save More Than Ever Before
One of the most valuable perks of a 401(k) is its high contribution limits. In 2025, adults under 50 can contribute up to $23,500 to one of these accounts, and this doesn’t include any match their employer might make on their behalf. Adults 50 and older are able to save even more. In 2025, most […]
Spousal Social Security Benefits: 5 Things All Retired Couples Should Know
Social Security is best known for providing retirement income to tens of millions of retired workers, but there’s a lot more to the program. One of the most important, but often misunderstood, components is Social Security spousal benefits. Spousal benefits are designed to provide much-needed retirement income to married couples for which one spouse had […]
1 Little-Known Social Security Rule Could Boost Your Monthly Check Up to 26.7% in 2025, Even If You’ve Already Claimed Benefits
The age at which you decide to claim Social Security retirement benefits can have a huge impact on the size of your monthly check. Those claiming early typically receive a smaller benefit than those who wait. All else being equal, the difference between claiming your Social Security benefits at age 62 compared to waiting until […]
