Annuity Sales Are Breaking Records. Should You Be Buying an Annuity in 2025?
![](https://airwhon.com/wp-content/uploads/2025/01/getty-smiling-blue-shirt-glasses-pleased-happy-1024x683.jpg)
Sales of annuities have been booming in recent years. According to InsuranceNewsNet, “in the first nine months of 2024, total annuity sales increased 23% [year over year] to $331.2 billion and are on pace for another record-breaking year.” That’s on top of a 23% year-over-year gain in 2023, as well. Here’s an introductory look at […]
This Underappreciated Retirement Account Should Definitely Be on Your Radar in 2025
![](https://airwhon.com/wp-content/uploads/2025/01/smiling-couple-discussing-something-on-smartphone-1024x683.jpg)
One of the biggest retirement decisions you’ll have to make in 2025 is where to put your savings. You have probably weighed the pros and cons of IRAs and a 401(k) if you have access to one. But those might not be your only options. Workers with qualifying health insurance plans are eligible to contribute […]
Here’s How Much Money Social Security Needs to Avoid Benefit Cuts in 2035
![](https://airwhon.com/wp-content/uploads/2025/01/mature-woman-looking-at-computer-in-shock-1-1024x683.jpg)
Social Security only has nine years left until it becomes insolvent, and in light of the Social Security Fairness Act’s recent passage, that might be too optimistic. The program is staying afloat by draining money from its trust funds, but it can’t do that forever. Even in the worst-case scenario, benefits won’t disappear completely. But […]
Delaying Social Security? Here’s Why That’s a Riskier Move Than You’d Think.
![](https://airwhon.com/wp-content/uploads/2025/01/senior-man-couch-docs-calc-laptop-gettyimages-1343962734-1024x683.jpg)
There’s a reason the decision to claim Social Security is such a difficult one. Though your wage history will help dictate what monthly benefit you’re entitled to, your filing age will also play a role in determining how much money you get each month in retirement. So it’s important to make a smart decision from […]
Don’t Like to Pay Taxes? 2 Things to Do That Could Make You Richer.
![](https://airwhon.com/wp-content/uploads/2025/01/getty-arms-crossed-saying-stop-dont-do-it-no-bad-idea-1024x683.jpg)
I’m proud to pay taxes in the United States; the only thing is, I could be just as proud for half the money. — attributed to Arthur Godfrey, radio and TV host. Where to invest $1,000 right now? Our analyst team just revealed what they believe are the 10 best stocks to buy right now. […]
This 2025 Medicare Change Could Drastically Reduce Some Seniors’ Out-of-Pocket Expenses
![](https://airwhon.com/wp-content/uploads/2025/01/couple-sitting-at-table-looking-at-document-1024x684.jpg)
If you’re a senior on Medicare, you’re probably used to the program changing each year. Often, those changes bring higher deductibles and premiums, and 2025 is no different. Those on Original Medicare will pay more for Parts A and B than in years past. Many Medicare Advantage and Part D plans will face higher costs […]
Oh No! One Report Suggests 45% of Those Retiring at Age 65 Will Run Out of Money. Here’s How to Avoid That Disaster.
![](https://airwhon.com/wp-content/uploads/2025/01/getty-couple-is-shocked-and-amazed-alarmed-1024x683.jpg)
Holy moly! Here’s some shocking news: According to a report released last year from the Morningstar Center for Retirement & Policy Studies, nearly half — 45% — of Americans who retire at age 65 will run out of money. That’s a rather terrifying scenario. Don’t panic yet, though. Read on to learn just what the […]