Here’s What Happens When You Only Use Credit Cards
Image source: Getty Images The best credit cards have a lot of perks — cash back, travel rewards, purchase protection, and more. But what happens if you rely only on credit cards for every purchase? While swiping or tapping your way through life might sound convenient (and rewarding), there are some potential downsides to consider. […]
Social Security Spousal Benefits: 4 Things Retired Couples Should Know in 2025
Social Security benefits for spouses are a common source of confusion. MassMutual reports that 25% of surveyed adults near retirement age were unaware that spouses can collect Social Security based on the earnings history of their partner, and 40% were unaware that ex-spouses without work history can also collect benefits in certain situations. Those knowledge […]
Here’s What Happens When You Pay Your Credit Card Bill Every Week
Image source: Getty Images Most people pay their credit card bill once a month, but you’re allowed to pay more frequently. Technically you can pay your credit card bill as often as you want. Some people prefer to pay bi-weekly or even weekly. Looking for a secure place to grow your savings? See our expert […]
President Trump Unleashed Elon Musk to Cut $2 Trillion From the Federal Budget. Could Social Security and Medicare Cuts Be on the Way?
The latest cover of Time magazine shows Elon Musk sitting at the historic Resolute Desk in the Oval Office with the U.S. flag and the presidential flag behind him. This doctored image suggests not so subtly that Musk is the real power in the White House rather than President Trump. Whether or not you believe […]
Working While on Social Security? 3 Important Things You Need to Know.
As of January 2025, the average monthly Social Security benefit was $1,976. That amounts to a little under $24,000 per year, which isn’t a ton of money to live on. That’s why it’s not a bad idea at all to work at the same time you’re collecting Social Security. Living on those benefits alone can […]
3 Reasons You May Want to Claim Social Security Before Age 70
Social Security’s earliest claiming age — 62 — remains its most popular, with just under a quarter of eligible seniors choosing to sign up at this age in 2023. However, it’s slowly been losing ground to older ages, including age 70 when you qualify for your maximum Social Security benefit. However, waiting until 70 to […]
The Average Benefit of Social Security’s Oldest Recipients Might Surprise You
Over 50 million Americans claimed Social Security benefits as of December 2023, with an average monthly check of $1,905.31. Some only receive benefits for a few years, while others claim for a couple of decades. But it’s only a handful that have the opportunity to claim Social Security for close to 40 years. Just 53,616 […]
