Applied for Social Security but Didn’t Get the Benefit You Expected? 7 Possible Reasons Why
You probably already know that your Social Security benefit is based on several factors unique to you, including your earnings history and your age at sign-up. Because of this, it can be difficult to know exactly how much you’ll get from the program before you apply. Hopefully, you get enough to supplement your personal savings […]
Reinvesting Your RMD as a Retiree? Here’s What You Need to Know
If you’re retired and have a tax-deferred retirement account — like a traditional IRA, SEP IRA, SIMPLE IRA, 401(k), 403(b), or other employer-sponsored plan — you’re undoubtedly aware that you must start taking required minimum distributions (RMDs) once you reach a specific age. But what if you don’t need the money to help you cover […]
What I’m Doing With My Retirement Portfolio During This Bout of Stock Market Volatility
I know a lot of people who aren’t exactly thrilled with the way the stock market has been swinging in April. And I get it — it’s been a wild ride, to say the least. But while it can definitely be unsettling to see the value of your portfolio fluctuate to such extremes, it’s also […]
3 Little-Known Perks of Having a Credit Score of 750 or Higher
Image source: Getty Images A credit score over 750 gives you more than just bragging rights — it unlocks serious benefits that many people don’t realize. You’ll save money on car insurance, get better loan rates and quicker approvals, and it can even influence where you live or work. Looking for a secure place to […]
2026’s Social Security COLA Prediction Is Good News and Bad News for Retirees
It’s not exactly a secret that many older Americans rely heavily on Social Security to make ends meet. And without those benefits, a good number of retirees would not have the means to cover even basic expenses like shelter and food. Of course, living on Social Security alone in retirement is not an ideal thing […]
Is Social Security Going to Blow Up? The Answer Might Surprise You.
In February, more than 52 million retired-worker beneficiaries took home an average Social Security check of $1,980.86. While this is a relatively modest payout, it nevertheless keeps more people out of poverty than any other government program. According to an analysis from the Center on Budget and Policy Priorities, Social Security lifted 22 million people […]
