Why Premium Cards Are Worth It Again in 2025 (Even With High Fees)
Seeing a $550 annual fee on a credit card application can make you want to slam your laptop shut and keep using your old card. But what you might not realize is that many premium credit cards have extremely valuable perks. Looking for a secure place to grow your savings? See our expert picks for […]
Boosting Social Security: A Simple Way to Increase the Average Payment Up to $1,000
Your monthly Social Security benefit is based primarily on your career earnings and when you claim benefits. The first one is pretty straightforward: The more you earn over the years, the more you pay in Social Security payroll taxes (up to a certain amount), and the larger you can expect your monthly benefit to be. […]
President Donald Trump’s “One Big Beautiful Bill” Doesn’t Include His Biggest Social Security Proposal. Are Retirees Better Off Without It?
Social Security is one of the biggest issues politicians in Washington must address in the next few years. Many retirees are feeling the pressure on their budgets due to rising inflation, despite automated cost-of-living adjustments for their monthly benefits. Meanwhile, the Social Security trust fund is in danger of depletion by early next decade if […]
Here’s Why I’m Not Letting Social Security Cuts Get Me Down
At this point, you may have heard the rumor that Social Security is on the verge of bankruptcy. But thankfully, the program is not in danger of going away. Social Security can’t just disappear because it has a pretty solid source of funding — payroll taxes. As we all work and pay taxes on our […]
Here’s the Average IRA Balance Today. How Does Yours Stack Up?
A lot of people unfortunately enter retirement with very little money saved and wind up reliant on Social Security to make ends meet. And while there’s nothing wrong with having those benefits constitute a portion of your retirement income, they shouldn’t represent all or most of it. Rather, it’s important to save well for retirement […]
