Social Security: Trump’s “Big, Beautiful Bill” Has Good and Bad News for Retirees

Key Points The One, Big, Beautiful Bill is now law, and it includes changes to Social Security. Older adults are set to receive a large tax break, saving many seniors thousands of dollars per year. However, it also comes with a major drawback that could hurt retirees. The $23,760 Social Security bonus most retirees completely […]
Warren Buffett Could’ve Bought His House in Cash. Here’s Why He Still Took Out a Mortgage

Warren Buffett is worth an estimated $145 billion — so for him, buying a home outright in cash wouldn’t be much of a stretch. Looking for a secure place to grow your savings? See our expert picks for the best FDIC-insured high-yield savings accounts available today – enjoy peace of mind with competitive rates. But […]
The Hidden Costs of Personal Loans (and How to Avoid Them)

Right now, the average personal loan APR is 12.65% for borrowers with good credit, according to Bankrate. But depending on the lender, the real cost can be a lot higher once you factor in fees and fine print. Looking for a secure place to grow your savings? See our expert picks for the best FDIC-insured […]
I Just Hit $20,000 Annually — Am I Ready to Retire in 8 Years?

Key Points A Reddit poster has built a portfolio that produces $20,000 in dividend income. Retiring in eight years is the goal but what’s the best path forward? The poster will need to consider income needs and make sure the portfolio is sufficiently diversified to reduce risk. The $23,760 Social Security bonus most retirees completely […]
Here’s How Having an Emergency Fund Could Save Your Retirement Nest Egg

Key Points An emergency fund could come to your rescue when unplanned bills strike or you lose your job. Having emergency savings isn’t just about protecting your near-term finances. An emergency fund could be your ticket to preserving your nest egg. The $23,760 Social Security bonus most retirees completely overlook › You never know when […]
3 Misconceptions About Social Security Spousal Benefits All Couples Should Get to the Bottom Of

Key Points Social Security spousal benefits can be a big source of retirement income. The rules of spousal benefits are often misunderstood. It’s important to know when you’re eligible for spousal benefits and when to file for them. The $23,760 Social Security bonus most retirees completely overlook › To qualify for Social Security in retirement, […]
Wondering What to Expect for Next Year’s Social Security COLA? Here’s What History Says Could Be Coming in 2026

Key Points The annual Social Security cost-of-living adjustment is based on inflation data from the Bureau of Labor Statistics. History says inflation will likely climb over the summer, leading into the months that count toward the COLA. Historical data suggests a range of possible outcomes. The $23,760 Social Security bonus most retirees completely overlook › […]