3 Warning Signs Your Credit Card Perks Aren’t Worth the Annual Fee

Premium credit cards promise a lot — huge welcome offers, travel upgrades, statement credits, and exclusive perks. Looking for a secure place to grow your savings? See our expert picks for the best FDIC-insured high-yield savings accounts available today – enjoy peace of mind with competitive rates. But those benefits often come with a steep […]

Tired of Credit Card Rejections? Here’s How to Get Approved

Getting denied for a credit card feels frustrating and, honestly, a little personal. But most of the time, it’s not about you. It’s about applying for the wrong card or missing a few key steps that can seriously boost your approval odds. Looking for a secure place to grow your savings? See our expert picks […]

Nearly 90% Won’t Pay Taxes on Social Security With Trump’s “One, Big, Beautiful Bill.” But Here’s the Big, Not-So-Beautiful Catch.

Key Points President Trump’s bill won’t eliminate federal taxes on Social Security benefits. However, a new deduction for seniors should reduce the federal taxes on benefits for many Americans. This deduction will be only temporary, though, and could cause Social Security to run out of money sooner. The $23,760 Social Security bonus most retirees completely […]

Worried About Social Security Cuts? 3 Things to Do Now if You’re Already Retired.

Key Points If lawmakers don’t intervene, Social Security could be looking at benefit cuts within the next decade. If you’re retired, it pays to immediately rethink your spending and look into getting a job. You may also be able to use your home equity to salvage the situation. The $23,760 Social Security bonus most retirees […]

6 Ways Your Social Security Benefit Can Be Garnished — Including 2 Directly Impacted by the Trump Administration

Key Points Most beneficiaries would struggle, to some varied degree, if Social Security didn’t exist. President Donald Trump’s administration is reinstating and/or adjusting monthly Social Security garnishment rates for delinquent federal student loan borrowers and beneficiaries who were overpaid. Additionally, unpaid federal tax and various court orders can result in Social Security benefits being garnished. […]