3 Retirement Conversations All Married Couples Should Have Before They Turn 65

Key Points Aligning your retirement visions as a couple requires honest conversations about everyday lifestyle preferences, not just finances. The 80% rule offers couples a quick benchmark: aim to replace 80% of your pre-retirement income for each retirement year. Couples can face high healthcare costs in retirement, discussing a dedicated medical savings plan is a […]
Retired Early and Hating It? Here’s Why You Shouldn’t Hesitate to Go Back to Work.

Key Points Early retirement doesn’t always work out. There can be benefits to re-entering the workforce, like saving money on healthcare. It may be the right move for your mental health more so than your financial health. The $23,760 Social Security bonus most retirees completely overlook › Early retirement is something a lot of people […]
Worried About Social Security Cuts? The Solution May Be Worse Than the Problem Itself.

Key Points Social Security is at risk of having to cut benefits in less than a decade. There’s a good chance lawmakers will do what it takes to prevent those cuts from happening. The solutions implemented to prevent Social Security cuts may not be preferable to the cuts themselves. The $23,760 Social Security bonus most […]