Here’s How Much of Your Pre-Retirement Income Social Security Is Supposed to Cover
It would be great if Social Security covered all of your retirement expenses, but sadly, that’s not the case — and it’s not a mistake. Social Security was never supposed…
This 2026 401(k) Change Offers Savers a Huge Hidden Benefit
There’s a reason higher earners don’t always rush to save for a retirement in a Roth account. Once your income reaches a certain point, you may prioritize the up-front tax…
Tax-Smart Retirement Planning and the Long-Term Return of Gold
In this podcast, Motley Fool retirement expert Robert Brokamp discusses how to choose the right account with financial planner and CPA Sean Mullaney, who writes the FITaxGuy blog and is…
1 Major Reason to Open a Roth IRA in 2026
While there’s no “best” retirement account for everyone, the Roth IRA is one of my favorites and is the first place I put my retirement savings each year. There are…
Why Some Americans Have a Negative Net Worth — and How to Avoid It
Your net worth may not be something you think about very often. But if your goal is to retire securely, it’s important to work on growing not just your 401(k)…
Earning Less Than $184,500 in 2026? This Social Security Change Could Affect You.
The change that affects most current workers has to do with the wage base limit. That’s the annual limit that caps how much income is subject to Social Security tax.
Stuck Taking an RMD in 2026? 4 Ways to Make the Most Of It.
If you have your retirement savings in a traditional account, as opposed to a Roth, you should know that you can’t leave your money sitting there forever. At either age…
There’s a New Exception to the 401(k) Early Withdrawal Penalty. Should You Use It?
Your 401(k) is one of the best places you can stash retirement savings, but it comes with a trade-off: You agree not to touch your savings until you’re at least…
Here’s What Happens When You Pay for Everything in Cash
We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money…
Are You Beating the Average Social Security Benefit?
No matter how much you have saved for retirement, you probably still want an above-average Social Security benefit. Larger monthly checks mean you can stretch your savings out longer or…