3 Items You Should Never Buy at Kohl’s
Image source: Getty Images I’m not a big fan of shopping at Kohl’s. Although Kohl’s has a few exclusive in-house brands and partnerships, its classic department store shopping experience isn’t the right fit for my needs. If you’re a budget-conscious shopper who likes using coupon apps and finding deals, Kohl’s could be worth a look. […]
3 Ways Your Credit Card Protects You From Identity Theft
Image source: Getty Images It’s hard to keep your personal information private anymore. Even if you do everything right, there’s always the possibility that hackers steal your information in a data breach. There were 3,205 data breaches in 2023, according to the Identity Theft Resource Center. When you think about tools to protect yourself from […]
You Can Shop at Costco.com Without a Membership. But Should You?
Image source: Upsplash/The Motley Fool Many people rave about Costco — and for good reason. The popular warehouse club retailer has discounted prices on groceries, household goods, personal care items, electronics, clothes, and more. You must be a paying member to shop these deals in person. It costs $65 to $130 annually for a Costco […]
The Best Way to Pay Off Holiday Purchases Over Time
Image source: The Motley Fool/Upsplash For many of us, the holidays are the most expensive time of the year. Holiday spending is expected to reach a record high of $902 per person this year, according to the National Retail Federation. It’s great if you can pay for everything in full with money from your savings. […]
Investing for Retirement? Here’s Why This Warren Buffett Recommendation Could Be Your Best Bet.
The money you contribute diligently each month to your retirement savings shouldn’t just sit in cash. You need that money to grow so you end up with enough income to live comfortably and supplement your Social Security checks. You could put together an investment portfolio for retirement that consists of a number of different stocks. […]
If You’re on Social Security, Do This Before Dec. 31
The end of the calendar year is a good time to assess your financial situation and make a plan for the new year. And while it can be challenging to find time for number crunching when you’re busy making holiday travel plans and wrapping gifts, it’s an important thing to do nonetheless. If you’re on […]
3 Ways a Costco Membership Can Save You Money Even if You Live Alone
Image source: Getty Images Many shoppers rave about Costco. They love the product offerings, and the members-only pricing helps them keep more money in their checking accounts. However, many Costco members live with roommates or have larger families, so they benefit greatly by purchasing groceries and other goods in bulk. But what if you live […]
Myth Busting: 3 Common Arguments Why Business Class Is Overrated
Image source: Upsplash/The Motley Fool Flying in business class is a hotly debated subject. Many travelers love it or are hoping to give it a try one day. But there are also those who think business class is overrated, and that the people who fly this way have more money than sense. There are a […]
I’m Not Counting on Social Security COLAs to Carry Me Through Retirement. Here’s What I’m Doing to Combat Inflation Instead.
It’s official: Social Security’s cost-of-living adjustment (COLA) for 2025 has been announced. Come January, current beneficiaries will be receiving 2.5% more than they’re getting now, mirroring 2024’s overall inflation rate. Somehow it doesn’t seem like enough, however. Although it’s a purely mathematical matter, most people — and retirees in particular — seem to be struggling […]
The 5 Best Costco Gifts for Under $100
Image source: Getty Images The winter holidays are upon us yet again — have you finished your shopping yet? If not, no sweat. Costco has you covered with plenty of thoughtful gift ideas for less than $100. Here are five that caught my eye. 1. Bose SoundLink Flex SE Portable Waterproof Bluetooth Speaker One of […]
