3 Signs You Should Stay Away From Travel Rewards Cards
Image source: Getty Images Picture it: You’re relaxing in an airport lounge ahead of a long international flight. You’re sipping a free drink, and feeling happy that you were able to check your suitcase for free (and you have insurance coverage in case it doesn’t turn up at baggage claim at your destination). How’d you […]
7 Tricks for Finding Hot Holiday Deals at Costco This Year
Image source: Getty Images You probably won’t find Santa sitting in the food court, but Costco is still a great place to visit during the holiday shopping season. Not only can you find all of those party necessities for feasting and hosting, but you can get excellent gifts for everyone on your list. With so […]
4 Ways to Ruin Your Credit This Holiday Season
Image source: Getty Images The holiday season is upon us. Time for jingling bells and twinkling lights, and lots of merry and bright shenanigans. But if we’re not careful, it’s also a great time to ruin our credit. Oh yes, dear reader, the yuletide may be fabulous, but it doesn’t get that way for free […]
Are You Ready for These 4 Social Security Changes Coming in 2025?
If you’re one of the millions of older Americans who are collecting Social Security, then it’s important to pay attention to changes that are coming to the program in 2025. But here’s a news flash — even if you’re decades away from being eligible for benefits, it still pays to read up on the ways […]
2 Changes Donald Trump Wants to Make to Social Security: Will 2026 Be the Year They Become Reality?
President-elect Donald Trump has pledged to shake things up in Washington in his second term. Mass deportations, high tariffs on all imports, extended tax cuts, and greater deregulation are just a few of the commitments he made as a presidential candidate. But how could Trump’s policies affect the 54 million Americans who receive Social Security […]
2 Important Social Security Changes Retirees Can Expect in 2025, and Another Big Change That’s Unlikely
The Social Security program undergoes several changes each year to keep benefits aligned with wages and inflation. It is crucial that retired workers and other beneficiaries understand those changes. Social Security is often a major source of income, so misconceptions and knowledge gaps can lead to serious financial planning mistakes. Read on to learn about […]
Is It Better to Collect Social Security at 62, 67, or 70? A Broad-Based Statistical Analysis Offers a Clear Answer.
Nearly nine decades ago, the Social Security Act was signed into law to forge a financial foundation for America’s aging workers who could no longer provide for themselves. After all this time, Social Security remains a financial pillar for a majority of retirees. For more than two decades, Gallup has polled retirees and non-retirees every […]
All Retirees on Medicare Need to Do This by Dec. 7
Millions of older Americans get their health coverage through Medicare. But Medicare coverage isn’t one-size-fits-all, and it’s not something to simply set and forget. Whether you’re on original Medicare and have a Part D plan for drug coverage or you have all-in-one coverage through Medicare Advantage, it’s important to review your plan choices every year […]
The Unfortunate Truth About Claiming Social Security at Age 70
If you want to get the biggest possible Social Security benefit, you have to wait until age 70, and personal finance experts do often recommend waiting until that age to claim. Several studies suggest that’s the age when the average retiree will maximize their lifetime benefit from the program. However, delaying until age 70 comes […]
Just How Worried About Social Security Should You Be Right Now?
If you’re feeling uneasy about the future of Social Security right now, you’re not alone. A whopping 87% of U.S. adults say they’re concerned about the program, according to a 2024 poll from Gallup, with 43% of that group saying they worry “a great deal” about it. Furthermore, 43% of retirees believe their benefits will […]
