3 Surprising Consequences of Canceling Your Costco Membership
Image source: Upsplash/The Motley Fool A basic Gold Star Costco membership costs $65 a year. If you want cash back on your Costco purchases, you can upgrade to an Executive membership at a cost of $130 a year. But no matter which membership you have, you may be thinking of canceling if you haven’t been […]
3 Ways to Make Your Credit Card Debt Uncollectable
Image source: Getty Images It’s no secret that the cost of living is astronomical right now. And when weighing the cost of groceries against your credit card bill, it’s easy to understand why you’d prioritize the former. Unfortunately, though, missing credit card payments can lead to collections. And not only can that be stressful, it […]
Is Kohl’s Cash Actually Worth It?
Image source: Getty Images You buy some things at Kohl’s and the cashier hands you Kohl’s Cash you can put toward a future purchase. But you can’t use it immediately. You have to wait until a certain date to redeem it and if you don’t use it by its expiration date, it’s no good. You […]
4 Credit Card Perks I Won’t Travel Without
Image source: Getty Images I’ve been using travel credit cards for over eight years. During that time, I’ve tried most of the popular travel cards and have gotten all kinds of perks out of them. Not all of these benefits have been that useful for me. But a few of them are so valuable that […]
Are You Upper, Middle, or Lower Class? Here’s How to Find Out
Image source: Getty Images A lot of people think the U.S. middle class is shrinking. But as of 2022, a good 52% of Americans lived in a middle-class household, says Pew Research Center. Meanwhile, 28% of Americans are part of lower-income households, and only 19% are considered upper class. If you’re wondering whether you’re upper, […]
I’m a Financial Writer With 15+ Years of Experience. Here Are My Top 3 Pieces of Financial Advice
Image source: Getty Images I’ve been writing about personal finance topics for more than 15 years at this point. And while getting my friends and family members to read my articles is sometimes like pulling teeth, I’m often approached by the people I know to share my favorite pieces of financial advice. Now you could […]
5 Gifts You Can Buy at Costco for Under $50
Image source: Upsplash/ The Motley Fool ‘Tis the season to get great presents for the people you love most. Shopping at a warehouse club like Costco can help you stretch your dollars further while you check off items on your holiday shopping list. The retailer has great deals that are worth your money, and with […]
Aiming to Max Out Your 401(k) in 2025? Here’s Why You May Need a New Plan
Maxing out a 401(k) plan is a tall order. This year, that requires you to contribute $23,000 if you’re under the age of 50, or $30,500 if you’re 50 or older. In 2025, 401(k) limits are going up. The maximum allowable contribution for workers under 50 is rising by $500 to $23,500. And those 50 […]
Social Security Benefits Get a COLA in 2025, but Some Retirees Can Expect an Above-Average Raise
Last month, the Social Security Administration announced that beneficiaries will receive a 2.5% cost-of-living adjustment (COLA) in 2025. That revelation disappointed many Social Security recipients. In fact, a recent survey conducted by The Motley Fool found that 54% of retired workers believe the 2025 COLA is insufficient. However, it may help Social Security recipients to […]
Save $50 or More With These 5 Kohl’s Black Friday Deals
Image source: Getty Images If you still have gifts left to buy, Black Friday is the perfect opportunity to shop. Many retailers offer fantastic deals in-store and online. Kohl’s released a Black Friday sales flier in advance of its multi-day sale event. Many of the best deals offer savings of $50 or more. Most of […]
