Is a Costco Membership Worth It for a Household of One?
Image source: The Motley Fool/Unsplash If you have multiple people living under your roof, then joining Costco could be a smart financial decision. That’s because Costco’s bulk pricing makes it easy to save money on groceries and household essentials like paper towels and cleaning supplies. When you live solo, it’s a bit harder to make […]
Can I Get Approved for an Auto Loan With a 500 Credit Score?
Image source: Getty Images Credit scores have a lot of influence on your financial health — with a high one, you’ll pay less for auto insurance in most states, will have an easier time renting an apartment, and might even get hired for a job more easily. But if you struggle with your credit, you’ll […]
Should You Join Costco for the Food Court Access?
Image source: Getty Images Costco is known for its ultra-low prices. And that extends to its food court. Where else can you get a giant hot dog and soda for only $1.50, or a massive slice of pizza for $1.99? It used to be that anyone could get a meal from Costco’s food courts. But […]
I’m a College Student. Is a Costco Membership Right for Me?
Image source: Getty Images Costco is hot, hot, hot — according to Statista, there were 71 million Costco members worldwide at the end of last year. Despite these numbers, joining isn’t necessarily right for everyone. If you’re a college student, it’s worth weighing the benefits of Costco vs. the potential downsides to decide if a […]
We’ve Avoided a Recession in 2024. What’s in Store for 2025?
Image source: Getty Images A recession can be a scary thing. And while recessions can play out in varying degrees, on a basic level, you’re looking at a period of economic decline. It’s common for unemployment rates to rise during a recession. And sometimes, stock values can fall. The good news on the recession front […]
2 Reasons a Perfect Credit Score Is Overrated
Image source: Getty Images Getting a perfect credit score isn’t impossible. As of the third quarter of 2023, 1.54% of U.S. consumers had a perfect score of 850, according to Experian. But what this tells us is that with enough effort, you can potentially join the elite few who have perfect credit scores. That said, […]
Save Big With a Free Costco Membership. Here’s How
Image source: The Motley Fool/Upsplash In September, Costco raised its membership prices for the first time in years. The cost of a Gold Star membership increased from $60 to $65 per year, and an Executive membership went from $120 to $130 per year. The reason the Executive membership costs double is that it pays you […]
Unhappy With Your Higher 2025 Social Security Tax Bill? Here’s the Silver Lining.
Although Social Security has existed for many decades, a good number of its rules tend to change from one year to the next. For example, in 2025, Social Security benefits will increasing by 2.5%. And the earnings-test limits for those who work while receiving benefits are also going up. That should allow seniors to earn […]
Here’s Why You Never Want to Cancel a Credit Card in the First Year
Image source: Getty Images There’s no long-term commitment when you open a credit card. You have the right to cancel it at any time. If you realize a card isn’t a good fit, or you find something better, you could call your card issuer to close it. But if it’s been less than a year […]
Is a Sam’s Club Plus Membership Better Than Costco Executive?
Image source: Upsplash/The Motley Fool Joining a warehouse club like Costco or Sam’s Club could help you save money on everything from groceries to cleaning supplies to gas for your car. And if you think you’ll shop at either store often enough, then it could pay to get an upgraded membership. At Costco, an Executive […]
