I Mostly Stopped Shopping at Aldi in 2024. Here’s Why
Image source: The Motley Fool/Unsplash There was a time when I was pretty happy with Aldi. Despite having access to low-cost produce at Costco, I started shopping at Aldi somewhat regularly when I realized that buying certain produce items there instead was saving me about $10 a week. When you multiply that out over a […]
This Big Social Security Change Proposed by President-Elect Donald Trump, and the Harsh Truth That Makes It Unlikely
In 1984, the federal government began taxing Social Security benefits for individuals whose income exceeded a certain threshold. Congress approved the change in the previous year as part of a sweeping overhaul meant to protect the Social Security trust fund from insolvency. Initially, the impact was limited. Less than 10% of beneficiaries actually owed tax […]
The Average Social Security Benefit Today Is Smaller Than You Think. Here’s How to Boost Yours in Time for Retirement
Millions of older Americans today receive a monthly benefit from Social Security. And for many of them, that benefit is their only source of income. It might therefore surprise you to learn that as of October 2024, the average retired worker on Social Security was only collecting $1,924.35 per month. That’s only a little more […]
Act Now to Get $45 Off Your New Costco Membership
Image source: Getty Images If you’ve been thinking about signing up for Costco, now could be a good time to take the plunge. Not only can you benefit from Costco value on all your holiday shopping, but new members can also score a $45 Costco Shop Card. That effectively cuts the cost of a regular […]
Here’s the Salary You Need to Own a Home in America Today
Image source: Getty Images Owning a home is by no means inexpensive. In addition to paying a mortgage, you have to cover the cost of property taxes, insurance, and maintenance. And given the rise in home prices over the past few years, most U.S. households do not earn enough money to reasonably afford a place […]
Social Security 2025: Here’s Are the Good (and Bad) Changes Retirees Can Expect
As we near the end of the year, it’s time to begin thinking about your finances heading into 2025. If you’re retired or will be retiring soon, Social Security will likely play a role in your financial future. More than 40% of baby boomers say their benefits will be their primary source of income in […]
Here’s Why You Should (Almost) Never Cancel a Credit Card
Image source: Getty Images The credit cards you start off with may not end up being the credit cards you enjoy using forever. You might find a card with a better rewards program, or one that gives you more travel perks than your starter card that has minimal benefits. You may be inclined to cancel […]
5 Ways to Make a Costco Membership Work for 2 People
Image source: Getty Images Although Costco brings to mind large families and bulk buys, there are plenty of households of one and two out there who save money at Costco. Indeed, Costco can offer a ton of savings opportunities for roommates and couples alike. Here are a few of the ways you can make a […]
3 Little-Known Perks of the Costco Shopping App
Image source: Getty Images Many retailers, including Costco, have mobile apps you can use to make your shopping experience better. If you’re a Costco member and have yet to download the Costco mobile app, now is an excellent time to try it. There are some great features you may not know exist. This free tool […]
Will Sam’s Club Raise Membership Fees in 2025?
Image source: Getty Images When Costco raised the cost of its membership fees in September, it wasn’t particularly surprising. The warehouse club titan was overdue for an increase seeing as how it hadn’t made any changes to its fee structure since mid-2017. As a result of that September fee hike, a Costco membership now costs […]
