Will Mortgage Rates Fall to 6% Before the End of 2024?
Image source: Getty Images Mortgage rates have been on a bit of a rollercoaster ride these past few weeks. In late September, they got tauntingly close to 6%, but then crept back upward. And as of this writing, they’re not so far off from 7%. If you’ve been waiting to sign a mortgage, you may […]
Costco Members Can Shop These 5 Online Thanksgiving Day Deals
Image source: Getty Images Believe it or not, you can shop great deals before Black Friday. If you’re still checking off items on your holiday list and want to stretch your dollars further, Costco can help. The retailer has early holiday deals that you can shop right now. The warehouse club brand also has exclusive […]
2025 Medicare Open Enrollment Is Here: 3 Benefits Changes Retirees Should Know
Retirees recently found out their annual cost-of-living adjustment for Social Security in 2025, and now it’s time to enroll for Medicare. Enrollment launched on Oct. 15 and will last until Dec. 7. Similar to Social Security, the Medicare program has many rules and can be complex. There will be several changes affecting Medicare that retirees […]
The Fed Is Cutting Interest Rates. But Here’s Why Waiting to Refinance Your Mortgage Could Pay Off Even More
Image source: Getty Images If you signed your mortgage in recent years, you may be pretty unhappy with your monthly payments. Following a period of record lows, mortgage rates began climbing in 2022 and haven’t really declined since. Sure, there have been some ups and downs. In fact, in September and early October, mortgage rates […]
Don’t Need Your Required Minimum Distribution (RMD) Just Yet? Here’s What You Can Do With the Cash Influx.
The end of the year is fast approaching. This means at least some retirees will soon be making mandated withdrawals from their non-Roth IRAs. You may know these payments better as required minimum distributions, or RMDs. This impending wave of retirement account payouts raises a key question… what if you don’t actually need this distribution […]
7 Amazing Kohl’s Buys for Under $10
Image source: Upsplash/The Motley Fool Kohl’s is a popular retailer with fantastic deals available to shoppers in-store and online. If you want to get a head start on your holiday shopping, you may want to explore Kohl’s early holiday deals. There are gift options for everyone on your list. Looking for the best gifts for […]
Here’s What Happens to Your Credit Score if You Get Pre-Approved by 10 Mortgage Lenders
Image source: Getty Images Since I’m a Certified Financial Planner®, friends and family often ask my advice on a variety of financial topics, including buying a home. And they’re often surprised when they ask me what the most common mistakes people make are. My answer is always the same: One of the biggest and most […]
These Are The 3 Best Ways for Retirees to Build Wealth
Image source: Getty Images It’s not uncommon to retire only to see your net worth start to decline pretty soon after. A lot of people retire and immediately begin spending down their savings. If you go that route, that’s OK. The whole reason you have savings for retirement is to spend that money to cover […]
Here’s the Maximum Possible 2025 Social Security Benefit at 62, 67, and 70
If you want a big Social Security check, a long and highly compensated career is a major pre-requisite. But even if you earn enough to put yourself in a position to receive the maximum possible benefit, the age at which you decide to apply for retirement benefits can have a huge impact on the ultimate […]
3 Reasons I’m Keeping the Credit Card I Never Use Anymore
Image source: Getty Images It’s a good idea to review your financial accounts every so often and make sure they’re still working for you — and this includes credit cards. Sometimes, a card issuer will make you do this by getting in touch if you haven’t used its card in a while. I recently got […]