3 Reasons Black Friday Is Nothing but a Giant Trap
Image source: Getty Images Black Friday is only a couple of weeks away. And you may be gearing up to dip into your savings to capitalize on the gazillions of deals that are apt to hit the shelves that day. The average shopper spends an estimated $480 on Black Friday, according to Capital One. But […]
Social Security’s Silver Lining Has Been Ripped Away for a Second Consecutive Year
For the more than 68 million people currently receiving a Social Security benefit, there’s no announcement more important than the cost-of-living adjustment (COLA) reveal during the second week of October. Since 2002, national pollster Gallup has been conducting annual surveys to decipher how reliant retirees are on the income they receive from this top social […]
3 Reasons You Might Pay More for Medicare Part D Coverage in 2025
The tricky thing about budgeting for Medicare expenses is that there are different costs involved that can change from one year to the next. Most Medicare enrollees don’t pay a premium for Part A, which covers hospital care. But there are premiums associated with Part B, which covers outpatient care, and Part D, which covers […]
This 2025 Retirement Account Change Could Help Workers in Their 60s Retire Sooner
The average American worker begins saving for retirement around age 28, according to a recent Voya Financial survey, but the majority wish they’d started earlier. This is understandable. The sooner you begin saving for retirement, the less of your own money you’ll likely have to contribute because you’ll have more investment earnings. Many workers reach […]
Have $10K in Credit Card Debt? Here’s How to Pay It Off
Image source: Getty Images Having any credit card debt can be stressful, but $10,000 in credit card debt is a different level of stress. The average credit card interest rate is over 20%, so interest charges alone will take up a large chunk of your payments. On $10,000 in balances, you could end up paying […]
Costco Has 5 Fun Advent Calendars for Under $40
Image source: Getty Images Christmas is only a few weeks away, and now is the time to shop for your holiday must-haves. In addition to purchasing gifts to put under the tree, don’t forget to order advent calendars for your pals. An advent calendar can make the days leading up to Christmas feel extra special. […]
Don’t Miss Out: Renew Your Costco Membership Today
Image source: Getty Images The holiday season is almost upon us, and many American households are getting ready to splash out on festive decorations, gifts, and more. That makes it the perfect time to renew your Costco membership so you don’t miss out on its massive lineup of bargains. Not only that, but now might […]
Don’t Forget These 6 Medicare Changes Coming in 2025
We’re about a month into the Medicare annual enrollment period, which is the only chance most people will have to select a new plan for 2025. If you haven’t reviewed your healthcare coverage yet, you have time. The annual enrollment period runs until Dec. 7, but you probably don’t want to put this off too […]
I’m 45 Years Old and Still Owe $300,000 on My House. What Should I Do?
Image source: Upsplash/The Motley Fool My generation has seen a lot of changes to how pretty much everything is done, including the fact that we’re the first generation to really have to worry about managing our own retirement as a whole. We were offered 401(k)s instead of pensions and left to make our way to […]
4 Tips to Avoid Impulse Purchases at Costco
Image source: Getty Images These days, feeding my family is expensive — some months, my grocery bills come close to surpassing my mortgage payments. That’s why I’m grateful for my Costco membership. While my Costco membership certainly isn’t free (I pay $130 a year for an Executive membership), the savings I enjoy during the year […]
