Here’s One Way You Should Never Use Your Debit Card
Image source: Getty Images Debit cards are one of the marvels of the modern banking industry. If you want to access the cash in your checking account, you don’t have to visit an ATM to take out cash or dig through your purse or pocket to find a pen so you can write a check. […]
Owe Money on Your Credit Cards? Warren Buffett Says You Should Do This
Image source: Getty Images Not every celebrity offers good financial advice, but Warren Buffett is one who you should listen to. The legendary investor is known for his value-focused investing style and his down-to-earth personal finance tips. Let’s look at what Warren Buffett thinks you should do if you have credit card debt — and […]
3 Signs You Should Switch to Costco if You’re a Sam’s Club Member
Image source: Getty Images Costco and Sam’s Club both offer great bargains on groceries and household items, as well as on a wide variety of other products. However, there’s a lot of overlap in terms of what each of the two stores sells, and there’s little reason to have a membership to both warehouse clubs. […]
4 Steps to Boost Your Credit Score Before 2025
Image source: Getty Images In the coming months, the Federal Reserve will likely continue on its path of interest rate cuts. That’s good news, because it could set the stage for cheaper borrowing. But to save money on any type of loan or financing option, you need to have good credit. And if you’re eager […]
Save $100+ on Dining in 2025 With These Costco Gift Card Deals
Image source: Getty Images Sharing a meal while out at a restaurant with friends and family can be fun. But it can quickly become an expensive affair. If you have a limited budget for dining expenses, you may be looking for ways to make dining out more affordable. One way to save on this cost […]
3 Major 401(k) Changes Coming in 2025
The 401(k) is a go-to account for workers to build their retirement savings, and the IRS has just announced updates that could shake things up in 2025. On Nov. 1, the 2025 contribution limits were unveiled — and they are bigger than ever. Plus, there are a few other significant changes on the horizon that […]
3 Signs You Should Avoid Shopping at Amazon at All Costs
Image source: Getty Images While this article covers some of the reasons to stop ordering from Amazon, I feel a confession is in order. The subject only came up because I’m working on this issue myself. My Amazon shopping has become so habitual that I recently decided to dedicate the month of January to making […]
Here’s What Finally Paying Off My Car Did to My Credit Score
Image source: Getty Images I never thought I’d drive a minivan. But in 2014, when I found out I was having twins and already had a toddler underfoot, I realized I needed a vehicle with a third row to fit all of those car seats. I technically had enough money to buy my minivan outright, […]
7 Social Security Changes Retirees Need to Know About in 2025
Ch-ch-ch-ch-changesTurn and face the strangeCh-ch-changesDon’t want to be a richer man— David Bowie David Bowie might not want to be a richer man, but most of us would like to be richer, and annual Social Security-related changes can help, to a modest degree. Here are some important things to know about Social Security changes for […]
3 Reasons to Cancel Your Costco Membership in 2025
Image source: Getty Images I’ve been gobbling Costco rotisserie chicken since I was 10 years old and young enough to demand bananas from Mom. Even so, I’ve gone for prolonged periods sans Costco. It’s an on-and-off affair, one I’m forced to admit is contingent upon convenience and refrigerator size. Even if you’re a Costco fan […]