Why I’ve Stopped Buying These 3 Things From Costco
Image source: Getty Images There are many benefits to having a Costco membership, and saving money on groceries is definitely one of them. By my estimates, I bank hundreds of dollars in the course of a year by purchasing essential grocery items in bulk instead of paying a higher price per ounce or unit at […]
Is Your Credit Score Higher or Lower Than the Average American’s?
Image source: Getty Images Your credit score is a number you may not give much thought to until you’re ready to borrow money, whether in the form of a mortgage, auto loan, or home equity line of credit. But it’s a number you should be paying attention to, since it could dictate whether you qualify […]
Here’s Why Social Security’s 2.5% Cost-of-Living Adjustment (COLA) for 2025 Just Became Even More of a Problem
When the Social Security Administration announced in October that benefits would be rising by just 2.5% in the new year, many seniors were disappointed but not particularly shocked. For months, experts had been projecting that 2025’s Social Security cost-of-living adjustment (COLA) would land somewhere in that ballpark. So seeing the actual number become official wasn’t […]
The Grim Reality of President-Elect Donald Trump’s Social Security Plan
For most retirees, Social Security provides more than just a check each month. America’s top retirement program represents a financial lifeline that many beneficiaries would struggle to live without. For the last 23 years, national pollster Gallup has been surveying retirees to gauge what role their Social Security income plays. In all 23 years, between […]
Turning 60 to 63 in 2025? This Big 401(k) Change Could Set You Up With Loads More Retirement Income.
There’s a benefit to saving for retirement in a 401(k) over an IRA. With a 401(k), you get the ability to contribute a much larger sum each year. And if you’re lucky, a workplace match could put more money into your retirement plan. The contribution limits for 401(k) plans can change from one year to […]
10 Kirkland Products Every Costco Member Should Try in November 2024
Image source: Getty Images Costco’s private label products, called Kirkland Signature, have made store brands cool in a way I never could have imagined when I was growing up. Costco doesn’t have a fun cartoon mascot like the popular breakfast cereals of my childhood. But Costco’s Kirkland Signature private label brand has created its own […]
Act Now: Get $70 Off Southwest Flights With This Costco Gift Card Offer
Image source: Upsplash/The Motley Fool It’s no secret that travel expenses can add up fast, especially if your trip requires you to fly. But you can keep more money in your wallet by looking for ways to save money on flights. One strategy that has helped travelers save money is purchasing discounted airfare gift cards. […]
3 Major Black Friday Pitfalls to Avoid
Image source: Getty Images If you’re getting increasingly psyched for Black Friday by the day, you’re not alone. At this point, the big event is only a couple of weeks away. So you may be finalizing your shopping list now in the hopes of taking advantage. A good 36% of Americans plan to shop this […]
3 Little-Known Perks of Shopping at Kohl’s
Image source: The Motley Fool/Upsplash Kohl’s is a popular retailer that you can shop in-store and online. The store sells various goods including clothing for the whole family, home decor, shoes, toys, beauty products, and jewelry. If you’ve ever shopped at Kohl’s, you may already know about the Kohl’s Cash program. It’s a favorite among […]
Prediction: The Fed’s Rate Cuts Will Lead to Lower Home Prices in 2025
Image source: Getty Images The U.S. housing market has been stuck in a weird state since the COVID-19 pandemic. In 2020 and 2021, mortgage lenders lowered their rates, which led to a surge in buyer demand. Since then, housing inventory hasn’t been able to keep up with demand. Because of that, home prices have remained […]
