3 Simple Steps I Took To Reach an 800 Credit Score

Image source: Getty Images Your credit score might seem like a complicated subject. Several factors go into it, and they’re not the most self-explanatory. As confusing as credit scores can be, building credit is fairly simple. It also has huge financial benefits. You’ll be able to get the best credit cards, you’ll pay lower interest […]

Here’s Why Claiming Social Security at 70 May Not Work Out for Some Retirees

It’s an unfortunate but known fact that many older Americans kick off retirement with little to no savings. The Federal Reserve reports that as of 2022, the median retirement plan balance among seniors aged 65 to 74 was only $200,000. And while a strong stock market may have raised that number since that data was […]

The Fed Just Cut Interest Rates Again. Should You Sign a Mortgage ASAP?

Image source: Getty Images There’s a reason the Federal Reserve lowered its benchmark interest rate first in mid-September, and then again in early November. The rate of inflation has been slowing, so the Fed doesn’t need to keep its federal funds rate as elevated. Raising the federal funds rate makes borrowing money more expensive across […]

4 Costco Perks You Didn’t Know You Were Missing Out On

Image source: Getty Images Costco recently raised its annual fees. So now, a basic membership costs $65 while an Executive membership paying 2% cash back on purchases costs $130. No matter which membership tier you belong to, it’s important to get your money’s worth. And that means knowing what perks are available to you as […]

3 Reasons to Sign Up for Sam’s Club This November

Image source: Upsplash/The Motley Fool If you aren’t a Sam’s Club member, you may want to become one. November is an awesome time to join the warehouse club for a few key reasons. Here are three big motivating factors that may convince you to pull out your credit cards, pony up the membership fee, and […]

3 Reasons to Sign Up for Costco This November

Image source: Getty Images If you aren’t currently a Costco member, November may be a great time to break out the credit cards and get signed up ASAP. While the warehouse club offers great deals year-round, this month can be an especially beneficial time to join, as you can take advantage of some of the […]

Save $50 or More With These 7 Early Black Friday Deals at Walmart

Image source: Upsplash/ The Motley Fool Black Friday is a magical time of year for holiday shoppers — but at Walmart, Black Friday is happening even sooner. You can already get some shockingly low prices (up to 70% off) on Walmart early Black Friday deals valid through Nov. 17, 2024. Let’s look at some of […]

3 Signs You Need to Stop Shopping at Costco ASAP

Image source: Getty Images There’s a reason millions of people are willing to spend money on a Costco membership. The $65 a year you fork over for a basic membership or the $130 you pay for an Executive membership that rewards you with 2% cash back gives you access to a host of benefits. But […]

Here’s the Credit Score You Need to Get the Best Travel Cards

Image source: Getty Images It’s fun to learn about travel credit cards. I remember how excited I was to find out there were cards that could get me into airport lounges and help me score cheap business-class tickets. Those are just a few of the perks the best travel rewards cards offer. Once you have […]