I Asked for an $8,000 Credit Limit. Here’s What Happened
Image source: Getty Images My history with credit cards has had a lot of ups and downs. In the past, I’ve been known to carry a balance and pay interest on that balance — not good. But a few years ago, I was able to increase my income and pay off all my outstanding debt, […]
3 Lesser-Known Perks of Booking a Vacation Through Costco
Image source: Getty Images Vacations can be more than just fun. They can be a seriously needed break from the grind and a great thing for your mental health. There are plenty of budget-friendly travel sites you can turn to for your next vacation. But if you’re a Costco member, you may want to consider […]
My Mortgage Principal Only Went Down $2,400 After a Year of Payments. Here’s Why
Image source: Getty Images I bought my first house last year, which meant getting a mortgage of around $225,000. Given the amount of research I’ve done on the subject, I thought I had a pretty good idea of how it all would work. Despite this research, however, I was still flabbergasted when I discovered how […]
Here’s What You Have to Spend at Costco Each Month for an Executive Membership to Pay for Itself
Image source: Getty Images Shopping at Costco could save you a lot of money on groceries and other items you use at home regularly. But it’s important to choose the right membership so you get the maximum amount of value. A basic membership at Costco costs $65 a year. An Executive membership at Costco costs […]
Forget the 2% Cash Back: Here’s When You Should Stick to Costco’s Basic Membership
Image source: Upsplash/The Motley Fool Joining Costco has a lot of benefits. Not only do you get access to great prices on groceries and household products, but you can also take advantage of other perks like affordable travel packages, home improvement services, and more. You have two options if you’re joining Costco. You can buy […]
Costco Is Opening New Clubs in These 4 U.S. Cities Before 2025
Image source: Getty Images Costco currently has more than 800 warehouse clubs worldwide, but it’s continuing to expand its footprint in hopes of bringing its member-exclusive deals to more shoppers. Many people join Costco to trim their spending when buying everyday essentials. If you don’t have a club near your home, you may welcome one […]
3 Signs You Should Not Renew Your Costco Membership in 2025
Image source: Upsplash/The Motley Fool Costco memberships got more expensive this year, although it wasn’t a huge increase. A Gold Star membership now costs $65 per year, and an Executive membership costs $130. If you shop at Costco regularly, you could easily save much more than that. But any time you’re paying a membership fee, […]
How Much Is the Required Minimum Distribution (RMD) if You Have $500,000 in Your Retirement Account? Here’s What You Need to Know Before the End of the Year.
Tax-advantaged retirement accounts are wonderful financial vehicles that can help you build wealth and plan for retirement. IRAs and 401Ks allow you to invest with pre-tax dollars, allowing the wonders of compound interest to grow your nest egg until it can help support you when you are no longer working. Careful planning on the part […]
3 Ways Your Side Hustle Could Backfire Big Time
Image source: Getty Images Whether you want to earn extra money so you’ll have more to spend or you’re trying to pay down debt, a side hustle could be a great thing for your finances. Self Financial reports that 45% of working Americans have a side hustle, and roughly 19% of side-hustlers earn more than […]
These Costco Gift Card Deals Could Save You Up to $25 on Your Next Date Night
Image source: Getty Images Spending time with your sweetie can be beneficial for your relationship. While it can be fun to hang out together at home, a day date or a lovely evening away can also be a great way to bond. Did you know your Costco membership could unlock date night discounts? The warehouse […]