3 Costly Mistakes I Made While Paying Off Credit Card Debt
Image source: Getty Images Like many Americans, I had a period of my life when I was in credit card debt. I was a young adult, and I had just started freelancing, so I wasn’t used to having an unstable income. I also wasn’t earning much, which meant I had little room for error with […]
Live Alone? 3 Reasons to Join Costco Anyway
Image source: Getty Images If you live with a motley crew of family members or roommates, joining Costco seems like a slam dunk. You’ll be able to buy bigger quantities of groceries and household supplies for less money. But what if you’re a household of just one human? I managed to hold off on joining […]
5 Proven Strategies to Keep Your Credit Card Safe From Fraud
Image source: Getty Images Credit card fraud can throw a massive wrench in your financial plans. You’re minding your business buying a coffee or ordering takeout, and some scammer manages to snag your credit card number. The next thing you know, they’re out spending your money. Unfortunately, credit card fraud is on the rise, but […]
You Have $4 Million in Retirement Savings: Here’s How Much You Could Withdraw Every Year
Image source: Getty Images Imagine you’ve finally hit your retirement goal and have a cool $4 million saved. Exciting, right? But now you’re probably wondering how much you can actually pull from that stash every month without running out of cash. Like most things in personal finance, there’s no cut-and-dry answer. How much you can […]
Don’t Set Foot in Costco Without This in Your Wallet
Image source: The Motley Fool/Unsplash Costco is different from just about any other store. When you’re a new member, you may not know about all the quirks of shopping there. For the most part, you can learn as you go, but there’s an important rule every Costco member should know. While most stores accept all […]
5 Reasons I Regret Waiting So Long to Open a Rewards Card
Image source: Getty Images For years, opening a rewards credit card felt like something other people did — people who have “financial goals” and use words like “mileage redemption” in casual conversation. Meanwhile, I was over here swiping my debit card like it was doing me any favors. Spoiler alert: it wasn’t. Fast forward to […]
7 Great Products You’ll Only Find at Sam’s Club
Image source: Getty Images At first impression, it can seem kind of ridiculous to pay a store to let you shop there. I mean, aren’t we the ones doing them the favor by giving them our money? But once you join Sam’s Club and start shopping, you can really start to see the savings add […]
3 Reasons Charge Cards Are Better Than Credit Cards
Image source: Getty Images With most credit cards, you’re free to carry a balance from month to month. It’s usually not the best idea, as credit cards have high interest rates. But you have the option if you want. Charge cards work differently. These are a type of credit card that are designed to be […]
3 Incredible Items You Can Only Buy at Costco
Image source: Upsplash/The Motley Fool By investing in a Costco membership, you can shop members-only deals. Many shoppers keep more money in their checking accounts by shopping at their local club and Costco.com. Some of the products the warehouse club sells can be purchased at other retailers. But there are also some exclusive finds that […]
5 Money Moves You Have to Make Before 2024 Ends
Image source: Getty Images As we rapidly approach the end of the year, it can be tempting to take your focus off your finances and bask in the comfort of the holidays instead. But there are steps you can, and should, take before the year is out if you want to start off strong in […]
