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Many shoppers seek more ways to save money to combat rising living costs. For some, one solution is to join Costco to shop members-only deals. However, since Costco membership costs $65 to $130 a year, it’s not an expense that fits everyone’s budget. That’s understandable.

But I have some good news. Even without a Costco card in your wallet, you can save money when you shop. Buying groceries and household essentials at alternative retailers can help you keep more money in your budget. Here are a few retailers with great deals.

1. Target

Target is an ideal place to shop if you love a deal. Many everyday essentials are affordable. In addition, the retailer runs weekly sales that can help you honor your budget. You can browse the weekly flier at Target.com or the Target mobile app and draft your shopping list accordingly.

But that’s not all. The Target Circle Rewards program provides more ways to save. The Target mobile app has offers that function like coupons, making eligible buys cheaper. These offers are automatically added to your Target Circle Rewards account and applied at checkout.

You can also activate bonuses to earn cash back rewards and apply your earnings to future Target purchases to lower your bill. The retailer also has gift card bonuses to activate. While you must be a Target Circle rewards member to benefit from these offers, it’s free to join. If you have a Target nearby, consider shopping there to reduce your spending.

2. Aldi

Aldi is another retailer with fantastic deals that help you save. Many shoppers get groceries and other household goods at Aldi because they find the prices are reasonable. If you’re tired of leaving the grocery store with a hefty bill, it may be time to try shopping at Aldi.

One thing to keep in mind is Aldi is a no-frills grocery store. Expect to see shelves stocked with products in their original shipping boxes. Some brand-name finds are sold here, but most essentials are private-label. You’ll need to bring a quarter to use a shopping cart — but don’t worry, you’ll get it back when you return your cart.

Finally, plan to bring reusable shopping bags — otherwise, expect to buy them at checkout. These features allow Aldi to keep its prices low. If you want to trim your spending, Aldi can help. Ready to shop? Review Aldi’s weekly sales flier at Aldi.us or in the Aldi mobile app.

3. Trader Joe’s

Trader Joe’s is another retailer that can help you save more. Not every purchase here is a good deal, but many staples are priced reasonably.

For example, I’ve found canned coconut milk, seasonings, olive oil, and peanut butter to be cheaper here than at my local grocery retailer. I wheel out a cart full of essentials without feeling financially depressed.

You can check prices for specific products at your local store on the Trader Joe’s website. I also recommend browsing the retailer’s Fearless Flyer to learn about new and seasonal finds.

Here’s one tip to avoid a costly bill at checkout: The prepared foods section is one area of the store to skip if you’re on a tight budget. Once you get familiar with your local store, you’ll learn which essentials offer the most savings.

Maximize your savings with cash back rewards

Buying discounted goods isn’t the only way to save. Remember, you can also earn rewards when paying for everyday essentials by using reward credit cards. With the right cash back credit card in your wallet, you can earn cash back each time you swipe your card.

The best part is this strategy requires little effort. Every dollar you earn from credit card rewards can help you maximize your savings.

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We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
The Ascent does not cover all offers on the market. Editorial content from The Ascent is separate from The Motley Fool editorial content and is created by a different analyst team.Natasha Gabrielle has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Costco Wholesale and Target. The Motley Fool has a disclosure policy.