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With the federal tax return deadline on the horizon, many of us have taxes on our minds. If you haven’t filed your return yet, you might be considering a tax extension. Filing for an extension allows you until Oct. 15, 2025 to submit your return.
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However, keep in mind that an extension only gives you more time to file — not more time to pay. Here’s a breakdown of what taxpayers should know.
Understanding a tax extension
A tax extension provides an additional six months to file your federal tax return with the Internal Revenue Service (IRS). For 2025, that means you have until Oct. 15 to file.
This option is particularly useful if you’re waiting on important tax documents, navigating a significant life event, or simply need more time to ensure everything is accurate. The best part? You don’t need a specific reason to request an extension.
It’s important to note that while this extension lets you file your tax paperwork after the deadline, if you owe money in taxes, it’s still due on April 15, 2025.
Three ways to file for an extension
- Submit IRS Form 4868 by mail.
- File electronically using online tax software.
- Make an electronic tax payment through IRS-approved methods. The IRS will automatically process your extension when you pay part or all of your estimated taxes electronically.
Who qualifies for an automatic extension?
Some taxpayers are automatically eligible for an extension without needing to file Form 4868:
- U.S. citizens living abroad: Those living and working outside the United States and Puerto Rico receive a two-month automatic extension.
- Active-duty military personnel stationed abroad or in combat zones (varies based on service record).
- Victims of federally declared disasters. The IRS regularly updates affected regions and deadlines on its official website.
Tax payments are still due by April 15, 2025
While a tax extension buys you more time to file, it doesn’t extend the deadline to pay your taxes. For the 2024 tax year, your payment must be made by April 15, 2025.
Missing this deadline could result in interest charges and penalty fees. If you’re unsure how much you owe, estimate the amount as accurately as possible to avoid additional costs.
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Make filing easier with tax software
If you’re feeling overwhelmed by tax season, don’t worry, you’re not alone. Fortunately, online tax software can help simplify the process.
These tools guide you step by step, ensuring you don’t miss critical details. Plus, many providers offer additional support, such as:
- Live consultations with tax professionals
- In-person filing assistance
- Helpful online resources to clarify complicated tax topics
Need help picking out the best software for your return? Check out our latest tax software recommendations and choose the best fit for your 2025 tax needs.
By understanding how tax extensions work and using the right resources, you can navigate the 2025 tax season with ease while avoiding unnecessary fees and stress.
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