People who really understand the credit card and banking industry rarely pay high interest on their debt. They know how to protect their money and pay off debt smarter, not harder.

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While many folks are stuck paying 20%+ interest, insiders are quietly using one powerful move to save thousands of dollars and pay off their debt faster.

And the best part is that you can copy this strategy today.

The secret: a 0% intro APR balance transfer card

Here’s what they’re doing: using a 0% intro APR balance transfer credit card to move high-interest debt onto a card that charges zero interest for 12 to 21 months.

That means your payments actually reduce your debt instead of getting swallowed by interest charges.

Financially savvy people know it’s one of the easiest and most accessible ways to refinance credit card debt.

Give yourself some breathing room from your credit card debt and check out some of the best balance transfer cards on the market now.

How much you could save

Say you have $15,000 in credit card debt at 22% interest. You’re paying about $275 a month in interest alone.

By moving that balance to a 0% intro APR card, you could put that $275 each month toward the balance itself, letting you pay off your debt faster while saving thousands in interest.

You want to avoid getting in credit card debt to begin with by paying your bill in full every month. But sometimes life gets in the way and these situations can’t be avoided. Luckily, smart people have used this move for years to protect their cash and accelerate debt payoff.

Start putting every penny directly toward your debt and start avoiding interest payments today. Check out some of the best 0% intro APR cards available now.

What to watch for

There are just a few key things you need to know about balance transfer cards:

• Many cards offer 0% intro APR for 12 to 21 months, often with no annual fee.
• You’ll usually pay a balance transfer fee (3%-5%), but the savings almost always outweigh this one-time cost if you’re carrying high-interest debt.
• Having a clear plan to pay off your debt within the 0% period is key to maximizing your savings.

Copy the people in the know

You don’t need to work in finance to take advantage of the tools insiders use to stay ahead.

A 0% intro APR balance transfer card can help you refinance your debt, take control of your payments, and save thousands of dollars you’re currently losing to interest.

If you’ve been looking for a real way to get ahead, this is it.

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